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Kurrajong Hills

NSW 2758LGA: Hawkesbury

Investment Score

75

/100

AI Intelligence Summary

Kurrajong Hills, NSW 2758, is a picturesque and exclusive suburb offering a tranquil lifestyle amidst rolling hills and scenic vistas. With a median house price of $1,450,000 and a median unit price of $650,000, this suburb is positioned at the higher end of the market, attracting affluent families and individuals seeking a peaceful retreat from the city. The area boasts a high safety rating of 9/10 and a respectable schools rating of 8/10, making it an attractive choice for families. Although the walkability score is relatively low at 25/100, the suburb's natural beauty and proximity to local amenities make it an desirable location for those seeking a relaxed, semi-rural lifestyle. From an investment perspective, Kurrajong Hills presents a compelling opportunity, with a growth potential of 78/100 and a rental yield of 3.2% for houses. The investment score of 75/100 and a low vacancy rate of 1.8% further reinforce its appeal as a solid investment destination. However, the distance to the CBD at 65km may deter some buyers, and the market may be subject to fluctuations due to its relatively small population of 850 residents. Nevertheless, for those seeking a serene and exclusive lifestyle with strong investment potential, Kurrajong Hills is definitely worth considering.

Strengths

  • High median income of $95,000
  • Excellent safety rating of 9/10
  • Respectable schools rating of 8/10
  • Strong growth potential of 78/100

Opportunities

  • Growing demand for luxury and lifestyle properties
  • Potential for renovation and development of existing properties
  • Increasing appeal to families and affluent individuals seeking a peaceful retreat

Considerations

  • Relatively low walkability score of 25/100
  • Distance to CBD at 65km may deter some buyers
  • Small population of 850 residents may impact market stability

Property Market

Median House

$1.45M

+8.5% 1yr

Median Unit

$650K

+6.0% 1yr

Rent (House)

$900/wk

Rent (Unit)

$600/wk

Days on Market

45

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+28.0%+45.0%
Unit+6.0%+22.0%+35.0%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Investment Scorecard

Overall Investment Score75/100
Growth Potential78/100
Cashflow Score62/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 2.20

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Kurrajong Hills at median house price

Stamp Duty Estimate
Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Negative Gearing Position
Annual rent income
$46,800

$900/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$64,850

Negatively geared

Tax benefit (39% MTR)
+$25,292

Reduces taxable income

After-tax holding cost
$39,559/yr

~$761/week

Land Tax Exposure
Est. land value
$870,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $13,620

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.23M
Capital gain
$711,615
After discount
$355,807
CGT payable
$138,765

10-Year Hold

Est. value
$3.43M
Capital gain
$1.91M
After discount
$956,644
CGT payable
$373,091

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

1.95%

Weekly holding cost

$761/wk

10yr CGT (est.)

$373,091

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

850

Median Age

42

Median Income

$95K

per annum

Family Households

78.0%

Professionals

52.0%

University Educated

38.0%

Unemployment

3.2%

Born Overseas

25.0%

Dwelling Mix

Houses: 95%Units: 3%Townhouses: 2%Total: 320

Lifestyle & Community

Walkability25/100
Public Transport2/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

3

Parks

4

0
Distance to CBD

65.0 km

Nearest Station: Richmond Station

Rural residential living with horse properties, hobby farming, bushwalking, and community events in a peaceful country setting with mountain views.

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Data sourced from multiple sources. Last updated 24 April 2026.

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