Kurrajong
Investment Score
74
/100
AI Intelligence Summary
Kurrajong is a picturesque rural locality in the Hawkesbury region, approximately 75km northwest of Sydney CBD. This semi-rural community attracts families and professionals seeking a lifestyle change while maintaining reasonable commuting distance to Sydney via the Bells Line of Road. The area is characterized by larger rural blocks, acreage properties, and a strong sense of community spirit. Property values have shown steady growth over recent years, driven by Sydney's urban sprawl and demand for rural lifestyle properties. The suburb offers limited local amenities, requiring residents to travel to Richmond or Windsor for major shopping and services. Kurrajong is popular for agritourism and attracts weekend visitors from Sydney. The community benefits from good school facilities, active local groups, and Rural Fire Service coverage. Infrastructure includes NBN coverage and adequate utilities, though public transport is limited, making car ownership essential. The area appeals to owner-occupiers seeking larger properties, families wanting rural lifestyle benefits, and investors targeting the lifestyle property market.
Strengths
- •Strong community spirit with active local groups
- •Attractive rural lifestyle within commuting distance of Sydney
- •Steady property price growth over past 5 years
- •Larger rural blocks and acreage properties
Opportunities
- •Growing demand from Sydney commuters seeking lifestyle change
- •Potential for agritourism and rural business development
- •Infrastructure improvements along Bells Line of Road
- •NBN connectivity enabling remote work opportunities
Considerations
- •Limited public transport options requiring car dependency
- •Restricted local shopping and commercial facilities
- •Higher property prices for acreage properties
- •Aging population demographic trends
Property Market
$1.15M
+8.5% 1yr
$650K
+6.2% 1yr
$710/wk
$510/wk
38
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +25.2% | +45.8% |
| Unit | +6.2% | +18.5% | +32.1% |
Rental Yields
House Yield
3.2%
Unit Yield
4.1%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Kurrajong at median house price
+8% surcharge
$710/wk
Negatively geared
Reduces taxable income
~$606/week
Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$46,280
After-tax yield
1.95%
Weekly holding cost
$606/wk
10yr CGT (est.)
$304,330
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
3,200
44
$85K
per annum
68.0%
45.0%
38.0%
4.2%
25.0%
Dwelling Mix
Lifestyle & Community
8
12
75.0 km
Nearest Station: Richmond Station
Rural lifestyle with agritourism attractions, outdoor recreation opportunities, and weekend destination appeal for Sydney visitors seeking country experiences.
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Data sourced from multiple sources. Last updated 27 March 2026.