Kurraba Point
Investment Score
78
/100
AI Intelligence Summary
Kurraba Point is an exclusive harbourside suburb in North Sydney, renowned for its premium waterfront properties and stunning harbour views. With a population of approximately 1,200 residents, this small, affluent enclave attracts established professionals and families seeking prestige and tranquility just 4km from Sydney CBD. The suburb features predominantly heritage-listed detached houses on large lots, creating low population density and a village-like atmosphere. Property values are among Sydney's highest, with median house prices exceeding $5 million, driven by limited supply and exceptional harbour frontage. The community enjoys access to Kurraba Point Reserve, premium private schools nearby, and excellent ferry connections via Neutral Bay wharf. While lacking direct rail access, residents benefit from well-maintained infrastructure, very low crime rates, and proximity to Neutral Bay's shopping and dining precinct. The suburb's heritage restrictions maintain its character but limit development opportunities, contributing to strong capital growth and minimal rental vacancy rates.
Strengths
- •Premium harbourside location with exceptional water views
- •Heritage-listed properties maintaining suburb character and exclusivity
- •Very low crime rates and excellent safety record
- •Strong capital growth potential due to limited housing supply
Opportunities
- •Continued harbour frontage premium driving long-term capital growth
- •Potential for luxury renovation projects within heritage guidelines
- •Growing demand for prestige properties from high-net-worth individuals
- •Infrastructure improvements in North Sydney benefiting the area
Considerations
- •No direct rail access requiring bus connections to transport hubs
- •Limited parking availability in commercial areas
- •Heritage restrictions constraining development and renovation options
- •Very high property prices limiting buyer pool
Property Market
$5.20M
+8.5% 1yr
$1.85M
+6.2% 1yr
$2,800/wk
$1,200/wk
32
0.8%
78.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +28.2% | +45.8% |
| Unit | +6.2% | +22.5% | +38.4% |
Rental Yields
House Yield
2.8%
Unit Yield
3.2%
Investment Scorecard
Demand/Supply Ratio: 2.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Kurraba Point at median house price
+8% surcharge
$2800/wk
Negatively geared
Reduces taxable income
~$2,989/week
Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$291,850
After-tax yield
1.71%
Weekly holding cost
$2989/wk
10yr CGT (est.)
$1.36M
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
1,200
45
$185K
per annum
68.0%
58.0%
72.0%
2.8%
38.0%
Dwelling Mix
Lifestyle & Community
12
4
2
4.2 km
Nearest Station: North Sydney Station
Premium harbourside lifestyle with access to recreational facilities, fine dining nearby, and cultural attractions within easy reach of the CBD.
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Data sourced from multiple sources. Last updated 27 March 2026.