All Suburbs

Kingswood

NSW 2747LGA: Penrith City

Investment Score

76

/100

AI Intelligence Summary

Kingswood, NSW 2747 is an affordable suburb in Western Sydney's Penrith Local Government Area, strategically positioned 55km from Sydney CBD. Home to Western Sydney University's Kingswood campus, the suburb attracts a diverse mix of students, young families, and first-home buyers. The area benefits from excellent transport connectivity via Kingswood railway station on the T1 Western Line and proximity to the M4 Motorway. The housing market predominantly features detached homes with some townhouses and units, offering strong affordability compared to inner Sydney. The multicultural community includes significant Pacific Islander and Aboriginal populations, contributing to a vibrant local character. Infrastructure investment continues as part of Western Sydney's growth corridor, with improvements in transport, education, and community facilities. The suburb offers good access to Penrith CBD's amenities while maintaining a more relaxed residential atmosphere. Recent property market performance shows steady growth with strong rental yields, making it attractive to investors and owner-occupiers alike.

Strengths

  • Excellent transport connectivity with direct train access to Sydney CBD
  • Home to Western Sydney University campus providing educational and employment opportunities
  • Strong affordability compared to inner Sydney suburbs
  • Diverse multicultural community with rich cultural heritage

Opportunities

  • Western Sydney Airport development improving regional connectivity
  • Continued infrastructure investment in transport and community facilities
  • Growing student population supporting rental market
  • Potential for medium-density development near transport hubs

Considerations

  • Distance from Sydney CBD limits appeal for city workers
  • Limited high-end retail and dining options within the suburb
  • Perception issues associated with outer Western Sydney location
  • Competition from other affordable Western Sydney suburbs

Property Market

Median House

$720K

+6.8% 1yr

Median Unit

$485K

+5.2% 1yr

Median Townhouse

$650K

Rent (House)

$650/wk

Rent (Unit)

$450/wk

Days on Market

35

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+6.8%+18.5%+32.4%
Unit+5.2%+15.8%+28.6%

Rental Yields

House Yield

4.8%

Unit Yield

5.4%

Townhouse Yield

4.9%

Investment Scorecard

Overall Investment Score76/100
Growth Potential78/100
Cashflow Score82/100
Risk Score (lower = safer)68/100
Affordability Index72/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Kingswood at median house price

Standard transfer
$26,930
First Home Buyer
Exempt

Save $26,930

Foreign buyer surcharge
$57,600

+8% surcharge

Annual rent income
$33,800

$650/wk

Interest (80% LVR @ 6.5%)
-$37,440
Other expenses (~2.5%)
-$18,000
Net rental position
-$21,640

Negatively geared

Tax benefit (39% MTR)
+$8,440

Reduces taxable income

After-tax holding cost
$13,200/yr

~$254/week

Based on 6.5% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$985,536
Capital gain
$235,006
After discount
$117,503
CGT payable
$45,826

10-Year Hold

Est. value
$1.35M
Capital gain
$598,473
After discount
$299,237
CGT payable
$116,702

Investor Quick Summary

Entry cost (stamp duty)

$26,930

After-tax yield

2.93%

Weekly holding cost

$254/wk

10yr CGT (est.)

$116,702

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

33

Median Income

$68K

per annum

Family Households

58.0%

Professionals

28.0%

University Educated

32.0%

Unemployment

6.2%

Born Overseas

42.0%

Dwelling Mix

Houses: 68%Units: 22%Townhouses: 10%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport8/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

8

Hospitals

2

Distance to CBD

55.0 km

Nearest Station: Kingswood Station

Suburban family lifestyle with university town elements, access to parks and recreational facilities, proximity to Penrith's shopping and entertainment, outdoor activities along Nepean River

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Data sourced from multiple sources. Last updated 27 March 2026.

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