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Kellyville Ridge

NSW 2155LGA: The Hills Shire

Investment Score

78

/100

AI Intelligence Summary

Kellyville Ridge is a rapidly growing family-oriented suburb in Sydney's Hills District, representing one of the region's newest residential developments. Located approximately 40km northwest of Sydney CBD, this master-planned community has experienced exceptional growth since its establishment in the early 2010s. The suburb attracts predominantly young families and professionals seeking modern housing, quality amenities, and excellent connectivity to major employment centres. With strong representation from skilled professionals and culturally diverse Asian-Australian communities, Kellyville Ridge offers a contemporary suburban lifestyle with access to quality schools, recreational facilities, and major shopping centres including nearby Rouse Hill Town Centre and Castle Towers. The area benefits from modern infrastructure, NBN connectivity, and proximity to major arterial roads including the M2 and M7 motorways, making it highly accessible for commuters.

Strengths

  • Strong capital growth potential in emerging Hills District location
  • Family-friendly master-planned community with modern amenities
  • Excellent connectivity to M2 and M7 motorways for easy commuting
  • Quality educational facilities and childcare options nearby

Opportunities

  • Continued population growth driving housing demand
  • Potential for enhanced public transport connections
  • New retail and commercial developments planned for the region
  • Infrastructure upgrades supporting future growth

Considerations

  • Limited public transport options requiring car dependency
  • Higher property prices reflecting Hills District premium
  • Ongoing construction and development activity in surrounding areas
  • Distance from Sydney CBD increasing commute times

Property Market

Median House

$1.45M

+8.5% 1yr

Median Unit

$680K

+6.8% 1yr

Median Townhouse

$950K

Rent (House)

$900/wk

Rent (Unit)

$630/wk

Days on Market

25

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+28.2%+45.8%
Unit+6.8%+22.4%+38.2%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index52/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Kellyville Ridge at median house price

Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Annual rent income
$46,800

$900/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$64,850

Negatively geared

Tax benefit (39% MTR)
+$25,292

Reduces taxable income

After-tax holding cost
$39,559/yr

~$761/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.25M
Capital gain
$728,037
After discount
$364,019
CGT payable
$141,967

10-Year Hold

Est. value
$3.48M
Capital gain
$1.96M
After discount
$982,005
CGT payable
$382,982

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

1.95%

Weekly holding cost

$761/wk

10yr CGT (est.)

$382,982

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

34

Median Income

$98K

per annum

Family Households

78.0%

Professionals

48.0%

University Educated

42.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 85%Units: 8%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport5/10
Schools Rating8/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

12

Parks

8

Hospitals

2

Distance to CBD

40.0 km

Nearest Station: Rouse Hill Metro Station

Contemporary suburban lifestyle with access to quality recreational facilities, parks, and proximity to major shopping and entertainment centres.

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Data sourced from multiple sources. Last updated 27 March 2026.

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