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Kangaroo Point

NSW 2224LGA: Sutherland Shire

Investment Score

76

/100

AI Intelligence Summary

Kangaroo Point is a prestigious suburb in New South Wales, offering a unique blend of natural beauty, convenience, and exclusivity. With a median house price of $1,650,000 and a median unit price of $850,000, this suburb is firmly positioned in the luxury market. The population of 1,200 residents enjoys a high median income of $95,000, reflecting the suburb's affluent demographic. The walkability score of 55.0/100 indicates a moderate level of pedestrian-friendly infrastructure, while the schools rating of 8.0/10 and safety rating of 9.0/10 make it an attractive option for families. Although the distance to the CBD is 24.0 km, the investment score of 76.0/100 and growth potential of 78.0/100 suggest a promising outlook for investors. The rental yield of 3.2% and low vacancy rate of 1.8% further support the suburb's appeal as a rental destination. Overall, Kangaroo Point presents a compelling opportunity for investors and homeowners seeking a high-end lifestyle with strong potential for long-term growth.

Strengths

  • High median income and affluent demographic
  • Excellent schools rating and safety record
  • Strong investment score and growth potential
  • Low vacancy rate and attractive rental yield

Opportunities

  • Growing demand for luxury properties in the area
  • Potential for renovation and development of existing properties
  • Increasing appeal as a rental destination for high-income earners

Considerations

  • Distance to CBD may be a deterrent for some commuters
  • Moderate walkability score may limit pedestrian-friendly activities
  • High entry prices may limit accessibility for some buyers

Property Market

Median House

$1.65M

+5.2% 1yr

Median Unit

$850K

+4.8% 1yr

Rent (House)

$1,050/wk

Rent (Unit)

$670/wk

Days on Market

42

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+32.8%
Unit+4.8%+16.2%+28.5%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Investment Scorecard

Overall Investment Score76/100
Growth Potential78/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Kangaroo Point at median house price

Stamp Duty Estimate
Standard transfer
$73,140
First Home Buyer
$73,140
Foreign buyer surcharge
$132,000

+8% surcharge

Negative Gearing Position
Annual rent income
$54,600

$1050/wk

Interest (80% LVR @ 6.5%)
-$85,800
Other expenses (~2.5%)
-$41,250
Net rental position
-$72,450

Negatively geared

Tax benefit (39% MTR)
+$28,256

Reduces taxable income

After-tax holding cost
$44,195/yr

~$850/week

Land Tax Exposure
Est. land value
$990,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $15,540

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.27M
Capital gain
$535,628
After discount
$267,814
CGT payable
$104,447

10-Year Hold

Est. value
$3.11M
Capital gain
$1.38M
After discount
$691,690
CGT payable
$269,759

Investor Quick Summary

Entry cost (stamp duty)

$73,140

After-tax yield

1.95%

Weekly holding cost

$850/wk

10yr CGT (est.)

$269,759

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

1,200

Median Age

44

Median Income

$95K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 82%Units: 15%Townhouses: 3%Total: 485

Lifestyle & Community

Walkability55/100
Public Transport4/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

3

Parks

4

Hospitals

1

Distance to CBD

24.0 km

Nearest Station: Sutherland Station

Peaceful suburban living with river recreation, parks, and quality family environment

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Data sourced from multiple sources. Last updated 18 April 2026.

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