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Jordan Springs

NSW 2747LGA: Penrith City

Investment Score

78

/100

AI Intelligence Summary

Jordan Springs is a master-planned community in Western Sydney that has experienced rapid growth since development began in the early 2010s. Located 50km from Sydney CBD, this modern suburb attracts predominantly young families and first-home buyers with its new construction homes, family-friendly amenities, and relatively affordable entry prices. The community features a well-designed mix of houses, townhouses, and apartments, centered around Jordan Springs Shopping Centre and extensive parklands. With a median age of 34 and strong representation of professional workers, the suburb embodies the aspirations of Western Sydney's growing corridor. Property values have shown solid growth, supported by ongoing infrastructure development and proximity to the planned Western Sydney Airport. The area benefits from good road connectivity via the M4 Motorway, though public transport options remain limited. Jordan Springs offers a contemporary suburban lifestyle with modern amenities, quality schools, and strong community facilities, making it particularly appealing to families seeking new housing in a planned environment.

Strengths

  • Master-planned community with modern infrastructure and amenities
  • Strong appeal to first-home buyers with new construction and government incentives
  • Excellent family-friendly facilities including quality schools and parks
  • Strategic location in Western Sydney growth corridor

Opportunities

  • Benefit from Western Sydney Airport development and associated infrastructure
  • Continued population growth driving housing demand
  • Potential for improved public transport connections
  • Commercial and retail development expansion

Considerations

  • Limited public transport connectivity with reliance on private vehicles
  • Distance from Sydney CBD requiring long commute times
  • Limited established amenities compared to mature suburbs
  • Higher car dependency due to suburban layout

Property Market

Median House

$920K

+6.5% 1yr

Median Unit

$650K

+5.2% 1yr

Median Townhouse

$780K

Rent (House)

$750/wk

Rent (Unit)

$580/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+6.5%+18.2%+35.8%
Unit+5.2%+15.8%+32.4%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.5%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index65/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Jordan Springs at median house price

Standard transfer
$35,930
First Home Buyer
$21,558

Save $14,372

Foreign buyer surcharge
$73,600

+8% surcharge

Annual rent income
$39,000

$750/wk

Interest (80% LVR @ 6.5%)
-$47,840
Other expenses (~2.5%)
-$23,000
Net rental position
-$31,840

Negatively geared

Tax benefit (39% MTR)
+$12,418

Reduces taxable income

After-tax holding cost
$19,422/yr

~$374/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.30M
Capital gain
$339,494
After discount
$169,747
CGT payable
$66,201

10-Year Hold

Est. value
$1.84M
Capital gain
$876,494
After discount
$438,247
CGT payable
$170,916

Investor Quick Summary

Entry cost (stamp duty)

$35,930

After-tax yield

2.56%

Weekly holding cost

$374/wk

10yr CGT (est.)

$170,916

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

34

Median Income

$95K

per annum

Family Households

68.0%

Professionals

48.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 65%Units: 20%Townhouses: 15%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport5/10
Schools Rating8/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

15

Parks

8

Hospitals

1

Distance to CBD

50.0 km

Nearest Station: Penrith Station

Family-oriented with parks, playgrounds, community events, and modern shopping facilities

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Data sourced from multiple sources. Last updated 27 March 2026.

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