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Jordan Springs

NSW 2747LGA: Penrith City

Investment Score

78

/100

AI Intelligence Summary

Jordan Springs, located in NSW 2747, is a thriving suburb that offers an exceptional lifestyle for its residents. With a median house price of $920,000 and a median unit price of $650,000, the area is ideal for families, professionals, and investors alike. The suburb boasts a population of 8,500, with a median income of $95,000, indicating a strong and stable economy. The walkability score of 65/100 suggests that residents can easily access local amenities, including schools, which have been rated 8/10. Safety is also a top priority, with a score of 8/10, providing peace of mind for families and individuals. While the distance to the CBD is 50km, the investment score of 78/100 and growth potential of 82/100 make Jordan Springs an attractive option for investors. The rental yield of 4.2% and vacancy rate of 1.8% further reinforce the suburb's potential for long-term growth and returns. Overall, Jordan Springs presents a unique blend of lifestyle, market stability, and investment opportunities, making it an excellent choice for those looking to settle or invest in the area.

Strengths

  • High median income of $95,000, indicating a strong and stable economy
  • Excellent schools with a rating of 8/10, making it an attractive option for families
  • Good safety record with a score of 8/10, providing peace of mind for residents
  • Strong investment potential with a score of 78/100 and growth potential of 82/100

Opportunities

  • Growing demand for housing and rentals, driven by the suburb's popularity and limited supply
  • Increasing investment in local infrastructure and amenities, enhancing the overall quality of life
  • Potential for renovation and redevelopment opportunities, allowing investors to add value to properties
  • Emerging trend of remote work and flexible commuting, making Jordan Springs an attractive option for professionals

Considerations

  • Distance to CBD of 50km, which may be a drawback for some commuters
  • Relatively high median house price of $920,000, which may be out of reach for some buyers
  • Potential for traffic congestion and limited public transportation options
  • Limited entertainment and dining options within the suburb, requiring residents to travel to nearby areas

Property Market

Median House

$920K

+6.5% 1yr

Median Unit

$650K

+5.2% 1yr

Median Townhouse

$780K

Rent (House)

$750/wk

Rent (Unit)

$580/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+6.5%+18.2%+35.8%
Unit+5.2%+15.8%+32.4%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.5%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index65/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Jordan Springs at median house price

Stamp Duty Estimate
Standard transfer
$35,930
First Home Buyer
$21,558

Save $14,372

Foreign buyer surcharge
$73,600

+8% surcharge

Negative Gearing Position
Annual rent income
$39,000

$750/wk

Interest (80% LVR @ 6.5%)
-$47,840
Other expenses (~2.5%)
-$23,000
Net rental position
-$31,840

Negatively geared

Tax benefit (39% MTR)
+$12,418

Reduces taxable income

After-tax holding cost
$19,422/yr

~$374/week

Land Tax Exposure
Est. land value
$552,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $8,532

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.30M
Capital gain
$339,494
After discount
$169,747
CGT payable
$66,201

10-Year Hold

Est. value
$1.84M
Capital gain
$876,494
After discount
$438,247
CGT payable
$170,916

Investor Quick Summary

Entry cost (stamp duty)

$35,930

After-tax yield

2.56%

Weekly holding cost

$374/wk

10yr CGT (est.)

$170,916

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

8,500

Median Age

34

Median Income

$95K

per annum

Family Households

68.0%

Professionals

48.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 65%Units: 20%Townhouses: 15%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport5/10
Schools Rating8/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

15

Parks

8

Hospitals

1

Distance to CBD

50.0 km

Nearest Station: Penrith Station

Family-oriented with parks, playgrounds, community events, and modern shopping facilities

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Data sourced from multiple sources. Last updated 23 April 2026.

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