Jannali
Investment Score
75
/100
AI Intelligence Summary
Jannali is an established family-oriented suburb in the Sutherland Shire, located 29km south of Sydney CBD. The area offers excellent transport connectivity via Jannali Railway Station on the Illawarra Line, providing direct access to the city. The suburb is characterized by predominantly detached housing on generous blocks, making it attractive to families seeking value in an established area. Local amenities include quality schools such as Jannali Public School and Jannali High School, proximity to Sutherland Hospital, and recreational facilities including Gannons Park. The property market has shown resilience with moderate growth in 2024, offering more affordable housing options compared to northern Sydney suburbs. The community maintains a strong local feel with active sporting clubs and community groups, while benefiting from nearby shopping at Sutherland and Miranda. Infrastructure improvements continue as part of broader Sutherland Shire developments, with good road access via Princes Highway and expanding cycling networks.
Strengths
- •Direct train access to Sydney CBD via Illawarra Line
- •Affordable housing compared to northern Sydney suburbs
- •Strong family-friendly community with quality local schools
- •Proximity to Sutherland Hospital and medical facilities
Opportunities
- •First-home buyer market growth potential
- •Infrastructure improvements in Sutherland Shire
- •Potential for property renovation and improvement
- •Growing families seeking affordable established areas
Considerations
- •Limited local shopping requiring travel to nearby centres
- •Distance from Sydney CBD may impact commute times
- •Older housing stock may require maintenance
- •Limited nightlife and entertainment options
Property Market
$1.15M
+6.5% 1yr
$680K
+5.2% 1yr
$950K
$850/wk
$600/wk
32
1.8%
68.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +6.5% | +18.2% | +35.8% |
| Unit | +5.2% | +15.6% | +28.4% |
Rental Yields
House Yield
3.8%
Unit Yield
4.6%
Townhouse Yield
4.1%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Jannali at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
$850/wk
Negatively geared
Reduces taxable income
~$520/week
Land Tax Exposure
~60% of median price
Below threshold
Annual: $10,740
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$46,280
After-tax yield
2.32%
Weekly holding cost
$520/wk
10yr CGT (est.)
$213,379
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).
Demographics
8,500
38
$85K
per annum
68.0%
45.0%
38.0%
4.2%
32.0%
Dwelling Mix
Lifestyle & Community
8
6
1
29.0 km
Nearest Station: Jannali Railway Station
Family-focused lifestyle with access to parks, local schools, sporting clubs, and community groups. Quiet suburban living with good connectivity to employment and entertainment hubs.
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Data sourced from multiple sources. Last updated 11 April 2026.