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Jannali

NSW 2226LGA: Sutherland Shire

Investment Score

75

/100

AI Intelligence Summary

Jannali is an established family-oriented suburb in the Sutherland Shire, located 29km south of Sydney CBD. The area offers excellent transport connectivity via Jannali Railway Station on the Illawarra Line, providing direct access to the city. The suburb is characterized by predominantly detached housing on generous blocks, making it attractive to families seeking value in an established area. Local amenities include quality schools such as Jannali Public School and Jannali High School, proximity to Sutherland Hospital, and recreational facilities including Gannons Park. The property market has shown resilience with moderate growth in 2024, offering more affordable housing options compared to northern Sydney suburbs. The community maintains a strong local feel with active sporting clubs and community groups, while benefiting from nearby shopping at Sutherland and Miranda. Infrastructure improvements continue as part of broader Sutherland Shire developments, with good road access via Princes Highway and expanding cycling networks.

Strengths

  • Direct train access to Sydney CBD via Illawarra Line
  • Affordable housing compared to northern Sydney suburbs
  • Strong family-friendly community with quality local schools
  • Proximity to Sutherland Hospital and medical facilities

Opportunities

  • First-home buyer market growth potential
  • Infrastructure improvements in Sutherland Shire
  • Potential for property renovation and improvement
  • Growing families seeking affordable established areas

Considerations

  • Limited local shopping requiring travel to nearby centres
  • Distance from Sydney CBD may impact commute times
  • Older housing stock may require maintenance
  • Limited nightlife and entertainment options

Property Market

Median House

$1.15M

+6.5% 1yr

Median Unit

$680K

+5.2% 1yr

Median Townhouse

$950K

Rent (House)

$850/wk

Rent (Unit)

$600/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+6.5%+18.2%+35.8%
Unit+5.2%+15.6%+28.4%

Rental Yields

House Yield

3.8%

Unit Yield

4.6%

Townhouse Yield

4.1%

Investment Scorecard

Overall Investment Score75/100
Growth Potential72/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index72/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Jannali at median house price

Standard transfer
$46,280
First Home Buyer
$46,280
Foreign buyer surcharge
$92,000

+8% surcharge

Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$59,800
Other expenses (~2.5%)
-$28,750
Net rental position
-$44,350

Negatively geared

Tax benefit (39% MTR)
+$17,297

Reduces taxable income

After-tax holding cost
$27,054/yr

~$520/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.63M
Capital gain
$423,000
After discount
$211,500
CGT payable
$82,485

10-Year Hold

Est. value
$2.30M
Capital gain
$1.09M
After discount
$547,125
CGT payable
$213,379

Investor Quick Summary

Entry cost (stamp duty)

$46,280

After-tax yield

2.32%

Weekly holding cost

$520/wk

10yr CGT (est.)

$213,379

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

38

Median Income

$85K

per annum

Family Households

68.0%

Professionals

45.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 78%Units: 16%Townhouses: 6%Total: 3,400

Lifestyle & Community

Walkability65/100
Public Transport8/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

6

Hospitals

1

Distance to CBD

29.0 km

Nearest Station: Jannali Railway Station

Family-focused lifestyle with access to parks, local schools, sporting clubs, and community groups. Quiet suburban living with good connectivity to employment and entertainment hubs.

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Data sourced from multiple sources. Last updated 27 March 2026.

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