All Suburbs

Jamisontown

NSW 2750LGA: City of Penrith

Investment Score

76

/100

AI Intelligence Summary

Jamisontown is a well-established residential suburb in Penrith, located 50km west of Sydney CBD in the heart of Greater Western Sydney's growth corridor. The suburb offers an attractive mix of established homes and newer developments, making it particularly popular with first home buyers and growing families seeking affordable housing with good access to employment hubs. Property values have experienced significant growth since 2020, driven by strong rental demand and limited land supply constraining new housing development. The community benefits from proximity to the Nepean River and extensive parklands, quality local schools, and convenient access to Penrith CBD for major shopping and services. With several recreational areas, local shopping facilities, and established transport links via bus routes connecting to Penrith station, Jamisontown provides a balanced suburban lifestyle. The suburb is well-positioned to benefit from ongoing Western Sydney infrastructure investments and transport improvements, while maintaining its family-friendly character and strong community amenities that make it an attractive option for both owner-occupiers and investors.

Strengths

  • Strong proximity to Nepean River and extensive parklands
  • Mix of established homes and quality newer developments
  • Popular with first home buyers offering good affordability
  • Strong rental demand from proximity to employment hubs

Opportunities

  • Planned infrastructure improvements as part of Western Sydney development
  • Continued population growth in Greater Western Sydney
  • Potential transport upgrades and connectivity improvements
  • Growing employment opportunities in Western Sydney corridor

Considerations

  • Limited land supply constraining new housing development
  • Distance from Sydney CBD requiring longer commutes
  • Dependence on bus transport with no direct rail access
  • Competition from other Western Sydney growth areas

Property Market

Median House

$720K

+8.5% 1yr

Median Unit

$485K

+7.2% 1yr

Median Townhouse

$625K

Rent (House)

$650/wk

Rent (Unit)

$485/wk

Days on Market

32

Vacancy Rate

2.1%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+28.2%+45.8%
Unit+7.2%+24.8%+38.5%

Rental Yields

House Yield

4.8%

Unit Yield

5.2%

Townhouse Yield

5.0%

Investment Scorecard

Overall Investment Score76/100
Growth Potential78/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index68/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Jamisontown at median house price

Standard transfer
$26,930
First Home Buyer
Exempt

Save $26,930

Foreign buyer surcharge
$57,600

+8% surcharge

Annual rent income
$33,800

$650/wk

Interest (80% LVR @ 6.5%)
-$37,440
Other expenses (~2.5%)
-$18,000
Net rental position
-$21,640

Negatively geared

Tax benefit (39% MTR)
+$8,440

Reduces taxable income

After-tax holding cost
$13,200/yr

~$254/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.12M
Capital gain
$365,434
After discount
$182,717
CGT payable
$71,260

10-Year Hold

Est. value
$1.73M
Capital gain
$979,158
After discount
$489,579
CGT payable
$190,936

Investor Quick Summary

Entry cost (stamp duty)

$26,930

After-tax yield

2.93%

Weekly holding cost

$254/wk

10yr CGT (est.)

$190,936

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

36

Median Income

$78K

per annum

Family Households

68.0%

Professionals

38.0%

University Educated

28.0%

Unemployment

4.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 75%Units: 18%Townhouses: 7%Total: 1,680

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

6

Hospitals

1

Distance to CBD

50.0 km

Nearest Station: Penrith Station

Suburban family lifestyle with access to parks, recreational facilities, and quality local amenities

Interested in Jamisontown?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 27 March 2026.

Browse all suburbsContact DING