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Ingleside

NSW 2101LGA: Northern Beaches Council

Investment Score

76

/100

AI Intelligence Summary

Ingleside is a rapidly growing suburb in Sydney's Northern Beaches, approximately 32km from the CBD. With a population of 4,200 and median age of 34, it's a family-oriented community attracting young professionals and families seeking newer housing at relatively affordable Northern Beaches prices. The suburb features predominantly detached houses (72%) with a median price of $1,450,000, representing strong growth of 42.8% over five years. Ingleside offers a peaceful, semi-rural lifestyle with close proximity to beaches (3km) and Ku-ring-gai Chase National Park, though it remains car-dependent with limited public transport. The area benefits from new infrastructure including road upgrades and B-Line bus services. With 68% family households and strong community amenities including quality schools and recreational facilities, Ingleside appeals to those wanting a balance of modern convenience and natural surroundings. The suburb's continued development and infrastructure improvements position it well for future growth, though transport connectivity remains a key consideration for residents.

Strengths

  • Close proximity to Northern Beaches and national parks
  • Strong capital growth and newer housing stock
  • Family-friendly community with excellent safety ratings
  • Growing infrastructure and amenities

Opportunities

  • Continued infrastructure development and transport improvements
  • Growing retail and commercial precincts
  • Potential for further residential development
  • Increasing property values as area matures

Considerations

  • Limited public transport connectivity
  • Car dependency for most activities
  • Distance from Sydney CBD
  • Limited local shopping and dining options

Property Market

Median House

$1.45M

+8.2% 1yr

Median Unit

$750K

+6.8% 1yr

Median Townhouse

$950K

Rent (House)

$890/wk

Rent (Unit)

$690/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.2%+24.5%+42.8%
Unit+6.8%+22.3%+38.6%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score76/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)65/100
Affordability Index72/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Ingleside at median house price

Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Annual rent income
$46,280

$890/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$65,370

Negatively geared

Tax benefit (39% MTR)
+$25,494

Reduces taxable income

After-tax holding cost
$39,876/yr

~$767/week

Based on 8.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.19M
Capital gain
$666,947
After discount
$333,474
CGT payable
$130,055

10-Year Hold

Est. value
$3.30M
Capital gain
$1.78M
After discount
$888,605
CGT payable
$346,556

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

1.95%

Weekly holding cost

$767/wk

10yr CGT (est.)

$346,556

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

34

Median Income

$95K

per annum

Family Households

68.0%

Professionals

48.0%

University Educated

38.0%

Unemployment

3.2%

Born Overseas

28.0%

Dwelling Mix

Houses: 72%Units: 18%Townhouses: 10%Total: 1,680

Lifestyle & Community

Walkability45/100
Public Transport4/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

12

Hospitals

1

Distance to CBD

32.0 km

Nearest Station: Narrabeen Station

Outdoor-focused lifestyle with easy access to beaches, national parks, and recreational facilities. Community-centered with family-friendly amenities and growing local services.

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Data sourced from multiple sources. Last updated 26 March 2026.

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