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Ingleside

NSW 2101LGA: Northern Beaches Council

Investment Score

76

/100

AI Intelligence Summary

Ingleside, NSW 2101, is a highly sought-after suburb on the Upper North Shore of Sydney, offering a unique blend of natural beauty, tranquility, and convenience. With a median house price of $1,450,000 and a median unit price of $750,000, the area is positioned as a premium market, attracting affluent families and professionals. The suburb's lifestyle is characterized by its picturesque surroundings, with an emphasis on outdoor activities and a strong sense of community. In terms of market position, Ingleside is considered a high-growth area, with an investment score of 76/100 and a growth potential of 82/100, making it an attractive option for investors. The rental yield for houses is 3.2%, and the vacancy rate is a low 1.8%, indicating a strong demand for rental properties. Overall, Ingleside presents a compelling investment opportunity, with its unique blend of lifestyle, market position, and growth potential. The suburb's schools rating of 7/10 and safety rating of 8/10 further enhance its appeal, making it an ideal choice for families and individuals seeking a secure and supportive community. While the walkability score is relatively low at 45/100, the area's natural beauty and outdoor recreational opportunities make it an attractive choice for those who value a more relaxed, suburban lifestyle. With its strong investment outlook and high growth potential, Ingleside is poised to remain a popular and desirable suburb in the years to come.

Strengths

  • High median house and unit prices indicating a strong and premium market
  • High growth potential with an investment score of 76/100
  • Low vacancy rate of 1.8% showing strong demand for rental properties
  • Good schools rating of 7/10 making it attractive for families

Opportunities

  • Potential for renovation and development of existing properties to increase value
  • Growing demand for rental properties presents an opportunity for investors
  • Ingleside's natural beauty and outdoor recreational opportunities could be leveraged to develop tourism and lifestyle attractions
  • The area's affluent demographic presents opportunities for high-end retail and service businesses

Considerations

  • Relatively low walkability score of 45/100 limiting access to amenities
  • Distance to CBD of 32km may be a deterrent for some commuters
  • High median house price may be out of reach for some buyers
  • Limited public transportation options

Property Market

Median House

$1.45M

+8.2% 1yr

Median Unit

$750K

+6.8% 1yr

Median Townhouse

$950K

Rent (House)

$890/wk

Rent (Unit)

$690/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.2%+24.5%+42.8%
Unit+6.8%+22.3%+38.6%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score76/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)65/100
Affordability Index72/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Ingleside at median house price

Stamp Duty Estimate
Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Negative Gearing Position
Annual rent income
$46,280

$890/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$65,370

Negatively geared

Tax benefit (39% MTR)
+$25,494

Reduces taxable income

After-tax holding cost
$39,876/yr

~$767/week

Land Tax Exposure
Est. land value
$870,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $13,620

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 8.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.19M
Capital gain
$666,947
After discount
$333,474
CGT payable
$130,055

10-Year Hold

Est. value
$3.30M
Capital gain
$1.78M
After discount
$888,605
CGT payable
$346,556

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

1.95%

Weekly holding cost

$767/wk

10yr CGT (est.)

$346,556

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

4,200

Median Age

34

Median Income

$95K

per annum

Family Households

68.0%

Professionals

48.0%

University Educated

38.0%

Unemployment

3.2%

Born Overseas

28.0%

Dwelling Mix

Houses: 72%Units: 18%Townhouses: 10%Total: 1,680

Lifestyle & Community

Walkability45/100
Public Transport4/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

12

Hospitals

1

Distance to CBD

32.0 km

Nearest Station: Narrabeen Station

Outdoor-focused lifestyle with easy access to beaches, national parks, and recreational facilities. Community-centered with family-friendly amenities and growing local services.

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Data sourced from multiple sources. Last updated 24 April 2026.

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