All Suburbs

Ingleburn

NSW 2565LGA: Campbelltown City

Investment Score

74

/100

AI Intelligence Summary

Ingleburn is an established suburban community in southwestern Sydney, approximately 50km from the CBD in the Campbelltown Local Government Area. With a population of 4,200 and median age of 33 years, it attracts young families seeking affordable housing options with good transport connectivity. The suburb offers a diverse multicultural environment with 48% of residents born overseas, creating a vibrant community atmosphere. Property values remain accessible compared to inner Sydney, with median house prices at $720,000 and strong rental yields of 4.2% for houses. The area benefits from direct train services to Sydney CBD via Ingleburn Railway Station on the T8 Airport Line, plus excellent road access via the M5 and M31 motorways. Local amenities include Ingleburn Public School, RSL Club, parks and recreational facilities, with proximity to larger shopping centers like Macarthur Square. The suburb shows solid growth fundamentals with house prices growing 32.8% over five years, supported by Western Sydney's infrastructure development plans and the nearby Western Sydney Airport corridor. Investment appeal is enhanced by a healthy demand-supply ratio of 1.8 and competitive vacancy rates of 2.1%, making it attractive for both owner-occupiers and investors seeking growth potential in Sydney's expanding southwest.

Strengths

  • Direct train connectivity to Sydney CBD via T8 Airport Line
  • Affordable housing compared to Sydney metropolitan averages
  • Strong rental yields with low vacancy rates
  • Diverse multicultural community creating vibrant local culture

Opportunities

  • Western Sydney Airport development driving future growth
  • Infrastructure upgrades planned for southwestern Sydney
  • Potential for further residential development and densification
  • Growing cafe and restaurant scene along Oxford Road

Considerations

  • Distance from Sydney CBD limiting employment options
  • Limited high-end dining and entertainment venues
  • Moderate crime index requiring ongoing community safety focus
  • Dependence on car transport for many daily activities

Property Market

Median House

$720K

+4.2% 1yr

Median Unit

$485K

+3.8% 1yr

Median Townhouse

$620K

Rent (House)

$580/wk

Rent (Unit)

$475/wk

Days on Market

38

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+18.5%+32.8%
Unit+3.8%+16.2%+28.4%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.4%

Investment Scorecard

Overall Investment Score74/100
Growth Potential76/100
Cashflow Score78/100
Risk Score (lower = safer)68/100
Affordability Index72/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Ingleburn at median house price

Standard transfer
$26,930
First Home Buyer
Exempt

Save $26,930

Foreign buyer surcharge
$57,600

+8% surcharge

Annual rent income
$30,160

$580/wk

Interest (80% LVR @ 6.5%)
-$37,440
Other expenses (~2.5%)
-$18,000
Net rental position
-$25,280

Negatively geared

Tax benefit (39% MTR)
+$9,859

Reduces taxable income

After-tax holding cost
$15,421/yr

~$297/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$989,244
Capital gain
$238,714
After discount
$119,357
CGT payable
$46,549

10-Year Hold

Est. value
$1.36M
Capital gain
$608,643
After discount
$304,321
CGT payable
$118,685

Investor Quick Summary

Entry cost (stamp duty)

$26,930

After-tax yield

2.56%

Weekly holding cost

$297/wk

10yr CGT (est.)

$118,685

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

33

Median Income

$72K

per annum

Family Households

58.0%

Professionals

32.0%

University Educated

28.0%

Unemployment

6.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 68%Units: 24%Townhouses: 8%Total: 1,680

Lifestyle & Community

Walkability58/100
Public Transport7/10
Schools Rating6/10
Safety6/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

4

Hospitals

1

Distance to CBD

50.0 km

Nearest Station: Ingleburn Railway Station

Relaxed suburban living with access to parks, local dining, and community events, plus easy commuting to Sydney.

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Data sourced from multiple sources. Last updated 26 March 2026.

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