All Suburbs

Illawong

NSW 2234LGA: Sutherland Shire

Investment Score

78

/100

AI Intelligence Summary

Illawong is a prestigious residential suburb in the Sutherland Shire, located 26km south of Sydney CBD. Known for its family-friendly atmosphere, the suburb features predominantly detached homes on larger blocks with some townhouse developments. The area is characterized by its proximity to the Georges River, quality educational facilities, and abundant parkland including bushland reserves and walking trails. Residents enjoy access to major shopping centers like Menai Marketplace and Westfield Miranda, while maintaining a peaceful suburban lifestyle. The suburb attracts families seeking quality schools, recreational amenities, and a strong community environment. Property values reflect its premium positioning within the Sutherland Shire, with waterfront and elevated properties commanding significant premiums. The area is primarily car-dependent with bus connections to major transport hubs. Illawong offers an ideal balance of natural amenities, educational excellence, and suburban tranquility, making it highly sought after by established families and professionals seeking a premium lifestyle location within reasonable commuting distance of Sydney.

Strengths

  • Premium location within prestigious Sutherland Shire
  • Excellent school catchments and educational facilities
  • Abundant parkland and natural amenities along Georges River
  • Strong family-oriented community with active sporting clubs

Opportunities

  • Continued property value growth due to limited supply
  • Infrastructure improvements planned for Sutherland Shire
  • Growing demand for family-oriented suburbs
  • Potential for townhouse developments on larger blocks

Considerations

  • Limited public transport options requiring car dependency
  • Higher property prices limiting affordability
  • Limited apartment stock reducing housing diversity
  • Distance from Sydney CBD affecting commute times

Property Market

Median House

$1.85M

+8.5% 1yr

Median Unit

$750K

+6.2% 1yr

Median Townhouse

$1.20M

Rent (House)

$1,150/wk

Rent (Unit)

$690/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+6.2%+18.5%+38.0%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Illawong at median house price

Standard transfer
$84,140
First Home Buyer
$84,140
Foreign buyer surcharge
$148,000

+8% surcharge

Annual rent income
$59,800

$1150/wk

Interest (80% LVR @ 6.5%)
-$96,200
Other expenses (~2.5%)
-$46,250
Net rental position
-$82,650

Negatively geared

Tax benefit (39% MTR)
+$32,234

Reduces taxable income

After-tax holding cost
$50,417/yr

~$970/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.85M
Capital gain
$903,064
After discount
$451,532
CGT payable
$176,098

10-Year Hold

Est. value
$4.38M
Capital gain
$2.44M
After discount
$1.22M
CGT payable
$475,065

Investor Quick Summary

Entry cost (stamp duty)

$84,140

After-tax yield

1.95%

Weekly holding cost

$970/wk

10yr CGT (est.)

$475,065

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,200

Median Age

42

Median Income

$125K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 82%Units: 8%Townhouses: 10%Total: 1,280

Lifestyle & Community

Walkability35/100
Public Transport4/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

12

Hospitals

1

Distance to CBD

26.0 km

Nearest Station: Sutherland Station

Outdoor recreation focused with river access, bushwalking, sporting clubs, and family-friendly amenities in a prestigious suburban setting

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Data sourced from multiple sources. Last updated 27 March 2026.

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