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Hurstville Grove

NSW 2220LGA: Georges River Council

Investment Score

75

/100

AI Intelligence Summary

Hurstville Grove is a small, well-positioned residential suburb in Sydney's St George region, offering an attractive blend of suburban tranquility and urban convenience. Located within the Georges River Council area, this multicultural community features predominantly detached housing with some medium-density developments, making it particularly appealing to families and professionals. The suburb benefits significantly from its proximity to Hurstville CBD, providing residents with access to major shopping precincts, dining options, and essential services while maintaining a quieter residential character. With median house prices ranging from $1.1M-$1.4M as of 2024, Hurstville Grove presents more affordable housing options compared to nearby Hurstville centre, yet still offers excellent connectivity via the T4 Eastern Suburbs & Illawarra Line through Hurstville Station. The area boasts strong community amenities including local parks, quality educational facilities, and recreational areas near the Georges River. The diverse population, with significant Asian Australian representation, contributes to a vibrant multicultural atmosphere while maintaining strong community bonds through local facilities and shared spaces.

Strengths

  • Excellent proximity to Hurstville CBD shopping and dining precinct
  • Strong transport connectivity via T4 railway line and bus networks
  • More affordable housing compared to nearby Hurstville centre
  • Diverse multicultural community with strong social cohesion

Opportunities

  • Benefit from broader St George infrastructure planning initiatives
  • Potential for medium-density development given proximity to transport
  • Growing appeal to young families seeking suburban lifestyle
  • Urban renewal projects in greater Hurstville area may boost values

Considerations

  • Limited apartment stock restricts housing diversity
  • Dependence on nearby Hurstville for major shopping and services
  • Competition from established neighboring suburbs
  • Potential traffic congestion during peak periods

Property Market

Median House

$1.25M

+5.2% 1yr

Median Unit

$750K

+4.8% 1yr

Median Townhouse

$980K

Rent (House)

$780/wk

Rent (Unit)

$580/wk

Days on Market

32

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+32.8%
Unit+4.8%+16.2%+28.5%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.5%

Investment Scorecard

Overall Investment Score75/100
Growth Potential72/100
Cashflow Score68/100
Risk Score (lower = safer)68/100
Affordability Index65/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Hurstville Grove at median house price

Standard transfer
$51,140
First Home Buyer
$51,140
Foreign buyer surcharge
$100,000

+8% surcharge

Annual rent income
$40,560

$780/wk

Interest (80% LVR @ 6.5%)
-$65,000
Other expenses (~2.5%)
-$31,250
Net rental position
-$55,690

Negatively geared

Tax benefit (39% MTR)
+$21,719

Reduces taxable income

After-tax holding cost
$33,971/yr

~$653/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.72M
Capital gain
$410,048
After discount
$205,024
CGT payable
$79,959

10-Year Hold

Est. value
$2.36M
Capital gain
$1.05M
After discount
$526,142
CGT payable
$205,196

Investor Quick Summary

Entry cost (stamp duty)

$51,140

After-tax yield

1.95%

Weekly holding cost

$653/wk

10yr CGT (est.)

$205,196

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

2,800

Median Age

38

Median Income

$95K

per annum

Family Households

68.0%

Professionals

45.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 75%Units: 18%Townhouses: 7%Total: 1,150

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

5

Hospitals

1

Distance to CBD

18.0 km

Nearest Station: Hurstville Station

Quiet suburban living with easy access to Hurstville's shopping, dining, and entertainment options, complemented by local parks and recreational facilities along the Georges River.

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Data sourced from multiple sources. Last updated 26 March 2026.

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