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Horsley Park

NSW 2175LGA: Fairfield City

Investment Score

78

/100

AI Intelligence Summary

Horsley Park is a well-established family-oriented suburb in Greater Western Sydney, situated within the Fairfield City Council area. Located approximately 35km from Sydney CBD, this suburb offers spacious residential living with predominantly detached houses on generous blocks, making it particularly attractive to families and first home buyers. The area benefits from excellent connectivity via the M7 and M4 motorways, providing easy access to employment hubs and the broader Sydney region. Property values have shown consistent growth, supported by strong demand for family homes and limited apartment stock. The suburb features a strong multicultural community with diverse ethnic backgrounds, and maintains a higher proportion of families with children compared to the NSW average. Residents enjoy proximity to quality amenities including Horsley Park Golf Club, Fairfield Showground, and major shopping centers at Wetherill Park and Fairfield. The area is experiencing ongoing infrastructure improvements as part of Western Sydney's growth, with particular benefits from the nearby Western Sydney Airport development zone. The community maintains a strong local character with family-friendly parks, playgrounds, and regular community events that foster neighborhood connections.

Strengths

  • Strategic location with excellent motorway access via M7 and M4
  • Strong family-friendly environment with spacious blocks and quality amenities
  • Consistent property value growth with strong market fundamentals
  • Proximity to premier facilities like Horsley Park Golf Club and Fairfield Showground

Opportunities

  • Western Sydney Airport development driving infrastructure investment
  • Planned transport improvements enhancing connectivity
  • Growing demand for family homes in established suburbs
  • Potential for medium-density development on larger blocks

Considerations

  • Limited public transport options with reliance on bus services
  • Distance from Sydney CBD requiring longer commute times
  • Potential traffic congestion on major motorways during peak hours
  • Limited high-density housing options for downsizers

Property Market

Median House

$920K

+8.2% 1yr

Median Unit

$580K

+6.5% 1yr

Median Townhouse

$750K

Rent (House)

$680/wk

Rent (Unit)

$520/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.2%+22.5%+35.8%
Unit+6.5%+18.2%+28.4%

Rental Yields

House Yield

3.8%

Unit Yield

4.6%

Townhouse Yield

4.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index68/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Horsley Park at median house price

Standard transfer
$35,930
First Home Buyer
$21,558

Save $14,372

Foreign buyer surcharge
$73,600

+8% surcharge

Annual rent income
$35,360

$680/wk

Interest (80% LVR @ 6.5%)
-$47,840
Other expenses (~2.5%)
-$23,000
Net rental position
-$35,480

Negatively geared

Tax benefit (39% MTR)
+$13,837

Reduces taxable income

After-tax holding cost
$21,643/yr

~$416/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.30M
Capital gain
$339,494
After discount
$169,747
CGT payable
$66,201

10-Year Hold

Est. value
$1.84M
Capital gain
$876,494
After discount
$438,247
CGT payable
$170,916

Investor Quick Summary

Entry cost (stamp duty)

$35,930

After-tax yield

2.32%

Weekly holding cost

$416/wk

10yr CGT (est.)

$170,916

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

38

Median Income

$78K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

5.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 82%Units: 8%Townhouses: 10%Total: 1,680

Lifestyle & Community

Walkability45/100
Public Transport5/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

6

Hospitals

2

Distance to CBD

35.0 km

Nearest Station: Fairfield Station

Family-focused lifestyle with access to golf, recreational facilities, parks, and community events. Residents enjoy suburban tranquility while maintaining connectivity to employment and entertainment hubs across Greater Western Sydney.

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Data sourced from multiple sources. Last updated 27 March 2026.

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