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Horningsea Park

NSW 2171LGA: City of Liverpool

Investment Score

78

/100

AI Intelligence Summary

Horningsea Park is a rapidly developing master-planned community in Liverpool's south-west, representing one of NSW's newest suburbs with most housing constructed within the last decade. This family-oriented suburb attracts young families and first-home buyers seeking modern housing at relatively affordable prices compared to inner Sydney. The community benefits from contemporary infrastructure, proximity to Liverpool CBD and Westfield Liverpool, and well-planned recreational facilities including the Horningsea Park Recreation Area. As part of the South West Growth Area, the suburb continues to experience strong population growth and property demand, particularly for house and land packages. The area offers a multicultural community environment typical of Western Sydney, with good access to schools, childcare, and medical facilities. While public transport options are currently limited to bus services, the suburb's strategic location provides excellent road connectivity via major arterials. The modern utilities, telecommunications infrastructure, and planned future transport improvements position Horningsea Park as an attractive option for families seeking contemporary suburban living with growth potential.

Strengths

  • Modern master-planned community with contemporary infrastructure and utilities
  • Strong appeal to first-home buyers and young families due to relative affordability
  • Proximity to Liverpool CBD and major shopping centres including Westfield Liverpool
  • Well-designed recreational facilities and parks within the community

Opportunities

  • Significant population growth potential as remaining land is developed
  • Future transport infrastructure improvements as part of regional planning
  • Development of additional local amenities and services as population grows
  • Continued property value appreciation due to infrastructure investment

Considerations

  • Limited public transport options with reliance primarily on bus services
  • Relatively new suburb with limited established amenities and community character
  • Dependence on surrounding areas for some services and employment opportunities
  • Potential traffic congestion as the suburb continues to grow and develop

Property Market

Median House

$850K

+7.2% 1yr

Median Unit

$650K

+6.5% 1yr

Median Townhouse

$750K

Rent (House)

$620/wk

Rent (Unit)

$560/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+7.2%+22.5%+45.8%
Unit+6.5%+19.2%+38.4%

Rental Yields

House Yield

3.8%

Unit Yield

4.5%

Townhouse Yield

4.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index72/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Horningsea Park at median house price

Standard transfer
$32,780
First Home Buyer
$8,195

Save $24,585

Foreign buyer surcharge
$68,000

+8% surcharge

Annual rent income
$32,240

$620/wk

Interest (80% LVR @ 6.5%)
-$44,200
Other expenses (~2.5%)
-$21,250
Net rental position
-$33,210

Negatively geared

Tax benefit (39% MTR)
+$12,952

Reduces taxable income

After-tax holding cost
$20,258/yr

~$390/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.32M
Capital gain
$430,427
After discount
$215,214
CGT payable
$83,933

10-Year Hold

Est. value
$2.04M
Capital gain
$1.15M
After discount
$577,481
CGT payable
$225,218

Investor Quick Summary

Entry cost (stamp duty)

$32,780

After-tax yield

2.32%

Weekly holding cost

$390/wk

10yr CGT (est.)

$225,218

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

33

Median Income

$78K

per annum

Family Households

68.0%

Professionals

38.0%

University Educated

32.0%

Unemployment

4.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 75%Units: 15%Townhouses: 10%Total: 1,680

Lifestyle & Community

Walkability65/100
Public Transport5/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

6

Hospitals

1

Distance to CBD

38.0 km

Nearest Station: Liverpool Station

Family-oriented suburban living with access to parks, recreational facilities, modern amenities, and proximity to Liverpool's shopping and services while maintaining a peaceful residential environment.

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Data sourced from multiple sources. Last updated 27 March 2026.

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