All Suburbs

Holsworthy

NSW 2173LGA: Liverpool City

Investment Score

72

/100

AI Intelligence Summary

Holsworthy is a diverse, family-oriented suburb located 31km southwest of Sydney CBD, significantly influenced by the presence of Holsworthy Barracks military base. The suburb offers affordable housing options with predominantly detached homes on larger blocks, making it attractive to military families and first-home buyers. With train access via the East Hills Line and proximity to the M5 Motorway, Holsworthy provides reasonable connectivity to Sydney CBD and surrounding employment centers. The area features multicultural demographics with a younger median age due to military personnel, steady population growth, and a strong rental market supported by defense personnel. Local amenities include Holsworthy Memorial Park, Georges River recreational access, and established school networks, though major shopping requires travel to nearby Liverpool or Moorebank. The property market has shown consistent growth with values remaining below Sydney averages, offering good entry-level opportunities. Future infrastructure improvements and continued defense base operations provide stability for long-term growth prospects.

Strengths

  • Affordable housing compared to inner Sydney suburbs
  • Strong rental demand from military personnel at Holsworthy Barracks
  • Direct train access to Sydney CBD via East Hills Line
  • Larger land sizes than typical suburban areas

Opportunities

  • Continued population growth driven by affordability
  • Infrastructure upgrades planned for local roads and facilities
  • Enhanced bus services and transport improvements
  • Potential for commercial development along main corridors

Considerations

  • Limited local shopping and entertainment options
  • Dependence on nearby suburbs for major amenities
  • Distance from Sydney CBD affecting commute times
  • Limited high school options within the suburb

Property Market

Median House

$820K

+5.2% 1yr

Median Unit

$580K

+4.8% 1yr

Median Townhouse

$720K

Rent (House)

$660/wk

Rent (Unit)

$570/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+32.8%
Unit+4.8%+16.2%+28.5%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.5%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score78/100
Risk Score (lower = safer)72/100
Affordability Index72/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Holsworthy at median house price

Standard transfer
$31,430
First Home Buyer
$3,143

Save $28,287

Foreign buyer surcharge
$65,600

+8% surcharge

Annual rent income
$34,320

$660/wk

Interest (80% LVR @ 6.5%)
-$42,640
Other expenses (~2.5%)
-$20,500
Net rental position
-$28,820

Negatively geared

Tax benefit (39% MTR)
+$11,240

Reduces taxable income

After-tax holding cost
$17,580/yr

~$338/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.13M
Capital gain
$271,109
After discount
$135,555
CGT payable
$52,866

10-Year Hold

Est. value
$1.55M
Capital gain
$692,417
After discount
$346,208
CGT payable
$135,021

Investor Quick Summary

Entry cost (stamp duty)

$31,430

After-tax yield

2.56%

Weekly holding cost

$338/wk

10yr CGT (est.)

$135,021

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,200

Median Age

34

Median Income

$78K

per annum

Family Households

68.0%

Professionals

38.0%

University Educated

32.0%

Unemployment

4.8%

Born Overseas

45.0%

Dwelling Mix

Houses: 75%Units: 18%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability55/100
Public Transport7/10
Schools Rating6/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

8

Hospitals

1

Distance to CBD

31.0 km

Nearest Station: Holsworthy Station

Suburban family lifestyle with parks, recreational facilities, community sporting clubs, and proximity to Georges River for outdoor activities.

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Data sourced from multiple sources. Last updated 26 March 2026.

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