Holsworthy
Investment Score
72
/100
AI Intelligence Summary
Holsworthy, NSW 2173, is a suburb that offers a unique blend of lifestyle, market position, and investment outlook. With a median house price of $820,000 and a median unit price of $580,000, the area presents a relatively affordable option for homebuyers and investors alike. The suburb's population of 8,200 residents enjoys a moderate walkability score of 55, indicating a mix of local amenities and services within walking distance. While the schools rating of 6.0 and safety rating of 7.0 may not be the highest, they still provide a decent foundation for families and individuals. The distance to the CBD, at 31 kilometers, may be a consideration for some, but the investment score of 72 and growth potential of 75 suggest a promising outlook for those looking to buy and hold. The rental yield for houses is a respectable 4.2%, and the vacancy rate of 1.8% indicates a relatively stable rental market. Overall, Holsworthy presents a compelling opportunity for those seeking a balance of lifestyle, affordability, and investment potential in the NSW market.
Strengths
- •Relatively affordable median house and unit prices
- •Moderate walkability score with local amenities
- •Decent schools and safety ratings
- •High investment score and growth potential
Opportunities
- •Potential for long-term capital growth due to high growth potential
- •Opportunity to capitalize on relatively affordable prices for renovation or development
- •Growing demand for rental properties due to stable rental market
Considerations
- •Distance to CBD may be a consideration for some
- •Schools and safety ratings could be improved
- •Limited public transportation options may impact walkability
Property Market
$820K
+5.2% 1yr
$580K
+4.8% 1yr
$720K
$660/wk
$570/wk
32
1.8%
68.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +5.2% | +18.5% | +32.8% |
| Unit | +4.8% | +16.2% | +28.5% |
Rental Yields
House Yield
4.2%
Unit Yield
5.1%
Townhouse Yield
4.5%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Holsworthy at median house price
Stamp Duty Estimate
Save $28,287
+8% surcharge
Negative Gearing Position
$660/wk
Negatively geared
Reduces taxable income
~$338/week
Land Tax Exposure
~60% of median price
Below threshold
Annual: $7,572
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$31,430
After-tax yield
2.56%
Weekly holding cost
$338/wk
10yr CGT (est.)
$135,021
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).
Demographics
8,200
34
$78K
per annum
68.0%
38.0%
32.0%
4.8%
45.0%
Dwelling Mix
Lifestyle & Community
12
8
1
31.0 km
Nearest Station: Holsworthy Station
Suburban family lifestyle with parks, recreational facilities, community sporting clubs, and proximity to Georges River for outdoor activities.
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Data sourced from multiple sources. Last updated 23 April 2026.