All Suburbs

Hebersham

NSW 2770LGA: Blacktown City

Investment Score

72

/100

AI Intelligence Summary

Hebersham, a suburb in New South Wales, offers a unique blend of lifestyle, market position, and investment outlook. With a median house price of $650,000 and a median unit price of $420,000, the suburb presents an attractive option for first-home buyers and investors alike. The population of 4,200 residents enjoys a relatively affordable lifestyle, with a median income of $52,000. Although the walkability score is 55.0, indicating a moderate level of walkability, the suburb's schools rating of 6.0 and safety rating of 6.0 suggest areas for improvement. The distance to the CBD, at 45.0 km, may deter some commuters, but the investment score of 72.0 and growth potential of 75.0 make Hebersham an appealing choice for investors. The rental yield for houses is 4.8%, and the vacancy rate is a low 2.1%, indicating a strong demand for rentals. Overall, Hebersham's market position is characterized by relatively affordable prices, a moderate lifestyle, and a promising investment outlook. As the suburb continues to grow and develop, it is likely to attract more families, young professionals, and investors seeking affordable and potentially high-growth opportunities. With its unique blend of affordability, lifestyle, and investment potential, Hebersham is an exciting suburb to watch in the coming years.

Strengths

  • Affordable median house and unit prices
  • Relatively low vacancy rate of 2.1%
  • Attractive rental yield for houses at 4.8%
  • Promising investment score of 72.0 and growth potential of 75.0

Opportunities

  • Potential for infrastructure development and urban renewal
  • Growing demand for affordable housing and rentals
  • Opportunities for investors to capitalize on the suburb's growth potential and relatively low prices

Considerations

  • Distance to CBD of 45.0 km, potentially deterring commuters
  • Moderate schools rating of 6.0, indicating room for improvement
  • Safety rating of 6.0, suggesting areas for enhancement

Property Market

Median House

$650K

+5.2% 1yr

Median Unit

$420K

+4.8% 1yr

Median Townhouse

$580K

Rent (House)

$600/wk

Rent (Unit)

$440/wk

Days on Market

38

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+32.8%
Unit+4.8%+16.2%+28.5%

Rental Yields

House Yield

4.8%

Unit Yield

5.5%

Townhouse Yield

5.1%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score78/100
Risk Score (lower = safer)65/100
Affordability Index85/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Hebersham at median house price

Standard transfer
$23,780
First Home Buyer
Exempt

Save $23,780

Foreign buyer surcharge
$52,000

+8% surcharge

Annual rent income
$31,200

$600/wk

Interest (80% LVR @ 6.5%)
-$33,800
Other expenses (~2.5%)
-$16,250
Net rental position
-$18,850

Negatively geared

Tax benefit (39% MTR)
+$7,352

Reduces taxable income

After-tax holding cost
$11,499/yr

~$221/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$893,068
Capital gain
$216,038
After discount
$108,019
CGT payable
$42,127

10-Year Hold

Est. value
$1.23M
Capital gain
$550,001
After discount
$275,000
CGT payable
$107,250

Investor Quick Summary

Entry cost (stamp duty)

$23,780

After-tax yield

2.93%

Weekly holding cost

$221/wk

10yr CGT (est.)

$107,250

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

4,200

Median Age

32

Median Income

$52K

per annum

Family Households

68.0%

Professionals

28.0%

University Educated

22.0%

Unemployment

8.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 75%Units: 18%Townhouses: 7%Total: 1,650

Lifestyle & Community

Walkability55/100
Public Transport7/10
Schools Rating6/10
Safety6/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

6

Hospitals

1

Distance to CBD

45.0 km

Nearest Station: Mount Druitt Station

Family-focused suburban lifestyle with access to parks, local schools, shopping at Mount Druitt Westfield, and community facilities

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Data sourced from multiple sources. Last updated 17 April 2026.

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