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Hazelbrook

NSW 2779LGA: Blue Mountains City

Investment Score

74

/100

AI Intelligence Summary

Hazelbrook, nestled in the picturesque Blue Mountains of NSW, offers a compelling blend of tranquil semi-rural living and promising investment potential. With a median house price of $875,000, it sits at an accessible entry point for those seeking a tree-change lifestyle without being prohibitively expensive. The median unit price of $520,000 presents an even more affordable option, catering to a broader range of buyers. The suburb's population of 1,850 fosters a close-knit community feel, appealing to families and individuals looking for a slower pace of life away from the urban hustle. Demographically, Hazelbrook boasts a solid average income of $85,000, indicating a stable and financially capable resident base. While its walkability score of 35.0/100 suggests a car-dependent lifestyle, this is typical for many regional and semi-rural areas, where larger land sizes and a focus on nature are primary draws. The school rating of 6.0/10 indicates reasonable educational facilities, and an impressive safety score of 8.0/10 provides significant peace of mind for residents. From an investment perspective, Hazelbrook shines with an Investment Score of 74.0/100 and a Growth Score of 76.0/100, highlighting its strong potential for capital appreciation. A rental yield of 3.2% offers a respectable return for investors, while a low vacancy rate of 2.8% indicates strong tenant demand and a stable rental market. Its distance of 75.0km from the Sydney CBD positions it as a viable option for those willing to commute for work or seeking a weekend escape, further contributing to its appeal and long-term value.

Strengths

  • Strong capital growth potential (Growth 76.0/100)
  • High safety rating (8.0/10) fostering a secure community
  • Attractive semi-rural lifestyle in the Blue Mountains
  • Stable rental market with low vacancy (2.8%)

Opportunities

  • Continued demand for tree-change properties driving capital appreciation
  • Potential for infrastructure improvements as the Blue Mountains region grows
  • Attracting a demographic seeking a balance of nature, community, and affordability

Considerations

  • Limited walkability (35.0/100) necessitates car dependence
  • Distance from Sydney CBD (75.0km) may be a commute factor for some
  • Average school rating (6.0/10) may not appeal to all families

Property Market

Median House

$875K

+8.5% 1yr

Median Unit

$520K

+6.2% 1yr

Rent (House)

$540/wk

Rent (Unit)

$410/wk

Days on Market

45

Vacancy Rate

2.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+6.2%+18.5%+38.0%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Investment Scorecard

Overall Investment Score74/100
Growth Potential76/100
Cashflow Score62/100
Risk Score (lower = safer)65/100
Affordability Index58/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Hazelbrook at median house price

Stamp Duty Estimate
Standard transfer
$33,905
First Home Buyer
$12,714

Save $21,191

Foreign buyer surcharge
$70,000

+8% surcharge

Negative Gearing Position
Annual rent income
$28,080

$540/wk

Interest (80% LVR @ 6.5%)
-$45,500
Other expenses (~2.5%)
-$21,875
Net rental position
-$39,295

Negatively geared

Tax benefit (39% MTR)
+$15,325

Reduces taxable income

After-tax holding cost
$23,970/yr

~$461/week

Land Tax Exposure
Est. land value
$525,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $8,100

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.35M
Capital gain
$433,016
After discount
$216,508
CGT payable
$84,438

10-Year Hold

Est. value
$2.07M
Capital gain
$1.16M
After discount
$579,082
CGT payable
$225,842

Investor Quick Summary

Entry cost (stamp duty)

$33,905

After-tax yield

1.95%

Weekly holding cost

$461/wk

10yr CGT (est.)

$225,842

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

1,850

Median Age

47

Median Income

$85K

per annum

Family Households

68.0%

Professionals

48.0%

University Educated

42.0%

Unemployment

4.2%

Born Overseas

28.0%

Dwelling Mix

Houses: 85%Units: 10%Townhouses: 5%Total: 780

Lifestyle & Community

Walkability35/100
Public Transport6/10
Schools Rating6/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

3

Parks

8

0
Distance to CBD

75.0 km

Nearest Station: Hazelbrook Railway Station

Outdoor-focused lifestyle with bushwalking, nature appreciation, community events, and peaceful mountain living while maintaining Sydney connectivity.

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Data sourced from multiple sources. Last updated 21 April 2026.

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