Ding Real EstateIntegrated Property Financial Advisory
All Suburbs

Hawks Nest

NSW 2324LGA: MidCoast Council

Investment Score

72

/100

AI Intelligence Summary

Hawks Nest, NSW 2324 is a charming coastal suburb that offers a relaxed lifestyle, with a strong focus on community and outdoor activities. The median house price is $850,000, and the median unit price is $520,000, indicating a relatively high-end market. With a population of 1200 residents, the suburb maintains a tight-knit atmosphere, perfect for families and retirees. The walkability score of 45.0/100 suggests that while the suburb is not highly walkable, residents can still enjoy the scenic views and beaches. The schools rating of 6.0/10 and safety rating of 9.0/10 provide reassurance for families. As an investment, Hawks Nest has a moderate to high potential, with an investment score of 72.0/100 and growth potential of 68.0/100. The rental yield for houses is 3.2%, and the vacancy rate is 1.8%, indicating a relatively stable rental market. However, the distance to the CBD is 280.0km, which may deter some investors. Overall, Hawks Nest is an attractive option for those seeking a laid-back lifestyle and a potentially strong long-term investment.

Strengths

  • High safety rating of 9.0/10, indicating a secure environment for residents
  • Relaxed coastal lifestyle with scenic views and beaches
  • Moderate to high investment potential, with an investment score of 72.0/100
  • Strong growth potential of 68.0/100, indicating potential long-term appreciation

Opportunities

  • Potential for long-term capital growth, driven by the suburb's scenic views and coastal lifestyle
  • Opportunity to capitalize on the stable rental market, with a low vacancy rate of 1.8%
  • Growing demand for coastal properties, driven by retirees and families seeking a relaxed lifestyle

Considerations

  • Limited walkability, with a score of 45.0/100, which may deter some residents
  • Distance to CBD is 280.0km, which may impact commute times and investment appeal
  • Median income of $52,000 is relatively low, which may affect affordability

Property Market

Median House

$850K

+8.5% 1yr

Median Unit

$520K

+6.2% 1yr

Rent (House)

$520/wk

Rent (Unit)

$410/wk

Days on Market

45

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+6.2%+18.5%+38.0%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Investment Scorecard

Overall Investment Score72/100
Growth Potential68/100
Cashflow Score58/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Hawks Nest at median house price

Stamp Duty Estimate
Standard transfer
$32,780
First Home Buyer
$8,195

Save $24,585

Foreign buyer surcharge
$68,000

+8% surcharge

Negative Gearing Position
Annual rent income
$27,040

$520/wk

Interest (80% LVR @ 6.5%)
-$44,200
Other expenses (~2.5%)
-$21,250
Net rental position
-$38,410

Negatively geared

Tax benefit (39% MTR)
+$14,980

Reduces taxable income

After-tax holding cost
$23,430/yr

~$451/week

Land Tax Exposure
Est. land value
$510,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $7,860

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.31M
Capital gain
$420,800
After discount
$210,400
CGT payable
$82,056

10-Year Hold

Est. value
$2.01M
Capital gain
$1.13M
After discount
$562,615
CGT payable
$219,420

Investor Quick Summary

Entry cost (stamp duty)

$32,780

After-tax yield

1.95%

Weekly holding cost

$451/wk

10yr CGT (est.)

$219,420

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

1,200

Median Age

58

Median Income

$52K

per annum

Family Households

45.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

4.2%

Born Overseas

22.0%

Dwelling Mix

Houses: 78%Units: 18%Townhouses: 4%Total: 650

Lifestyle & Community

Walkability45/100
Public Transport1/10
Schools Rating6/10
Safety9/10
Family Friendly7/10
Cafes & Restaurants

4

Parks

3

0
Distance to CBD

280.0 km

Nearest Station: No nearby train station

Relaxed coastal living focused on fishing, boating, beach activities, and community events with seasonal holiday atmosphere

Interested in Hawks Nest?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Request Your Free Buyer Brief

See What ASPIRE Has Found For You

Get a personalised preview of what our AI intelligence has identified for your situation — in seconds.

No spam. Your data is used only to personalise your brief.

Data sourced from multiple sources. Last updated 22 April 2026.

Browse all suburbsContact DING