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Hawks Nest

NSW 2324LGA: MidCoast Council

Investment Score

72

/100

AI Intelligence Summary

Hawks Nest is a picturesque coastal town in NSW's Mid North Coast region, situated at the mouth of the Myall River and part of the MidCoast Council area. This small community of approximately 1,200 residents is renowned as a premier fishing and boating destination, offering pristine beaches, excellent water sports facilities, and a relaxed coastal lifestyle. The town serves as both a popular holiday destination and retirement haven, with a significantly older demographic than the NSW average. Property market dynamics are driven by sea change buyers and retirees seeking waterfront or water-view homes, with the market dominated by detached houses and some villa units. The community enjoys strong social cohesion through local groups including the RSL, bowling club, and surf club, though residents face challenges with limited commercial amenities, no local high school, and car dependency due to lack of public transport. Recent infrastructure improvements include sewerage system upgrades, while ongoing coastal erosion management remains a priority for this environmentally sensitive location.

Strengths

  • Premium coastal location with pristine beaches and river access
  • Strong community spirit with active local clubs and organizations
  • Excellent fishing, boating and water sports facilities
  • Low crime rates and safe family environment

Opportunities

  • Growing sea change migration trend boosting property demand
  • Potential for eco-tourism and sustainable development
  • Marina and boat ramp facility expansion possibilities
  • Boutique accommodation and hospitality development

Considerations

  • Limited commercial amenities and services locally
  • No local high school requiring student travel
  • Complete car dependency with no public transport
  • Seasonal population fluctuations affecting local businesses

Property Market

Median House

$850K

+8.5% 1yr

Median Unit

$520K

+6.2% 1yr

Rent (House)

$520/wk

Rent (Unit)

$410/wk

Days on Market

45

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+6.2%+18.5%+38.0%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Investment Scorecard

Overall Investment Score72/100
Growth Potential68/100
Cashflow Score58/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Hawks Nest at median house price

Standard transfer
$32,780
First Home Buyer
$8,195

Save $24,585

Foreign buyer surcharge
$68,000

+8% surcharge

Annual rent income
$27,040

$520/wk

Interest (80% LVR @ 6.5%)
-$44,200
Other expenses (~2.5%)
-$21,250
Net rental position
-$38,410

Negatively geared

Tax benefit (39% MTR)
+$14,980

Reduces taxable income

After-tax holding cost
$23,430/yr

~$451/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.31M
Capital gain
$420,800
After discount
$210,400
CGT payable
$82,056

10-Year Hold

Est. value
$2.01M
Capital gain
$1.13M
After discount
$562,615
CGT payable
$219,420

Investor Quick Summary

Entry cost (stamp duty)

$32,780

After-tax yield

1.95%

Weekly holding cost

$451/wk

10yr CGT (est.)

$219,420

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

1,200

Median Age

58

Median Income

$52K

per annum

Family Households

45.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

4.2%

Born Overseas

22.0%

Dwelling Mix

Houses: 78%Units: 18%Townhouses: 4%Total: 650

Lifestyle & Community

Walkability45/100
Public Transport1/10
Schools Rating6/10
Safety9/10
Family Friendly7/10
Cafes & Restaurants

4

Parks

3

0
Distance to CBD

280.0 km

Nearest Station: No nearby train station

Relaxed coastal living focused on fishing, boating, beach activities, and community events with seasonal holiday atmosphere

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Data sourced from multiple sources. Last updated 26 March 2026.

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