Gymea
Investment Score
78
/100
AI Intelligence Summary
Gymea is a well-established, family-oriented suburb in the Sutherland Shire, located 26km south of Sydney CBD. With a population of 12,500 and median age of 42, it attracts professionals and families seeking quality lifestyle amenities including proximity to beaches, national parks, and excellent schools. The suburb features predominantly detached houses on generous 650sqm blocks, with median house prices of $1.45M reflecting its premium position within the Shire. Strong infrastructure includes Gymea Railway Station providing direct CBD access, quality educational facilities like Gymea Technology High School, and recreational amenities including Gymea Bay waterfront. The area maintains a strong community feel with low crime rates, excellent family-friendliness ratings, and easy access to both Cronulla beaches and Royal National Park. Property market fundamentals remain solid with steady growth, low vacancy rates, and strong owner-occupier demand driven by the suburb's established character and lifestyle appeal.
Strengths
- •Excellent school catchments including Gymea Technology High School and quality primary schools
- •Premium location with 3km to beaches and Royal National Park access
- •Strong transport connectivity via Gymea Railway Station and major road networks
- •Established family community with low crime rates and high safety ratings
Opportunities
- •Potential infrastructure upgrades from Sydney Metro expansion considerations
- •Growing appeal as families seek lifestyle suburbs with space
- •Redevelopment potential around transport nodes
- •Increasing demand for quality school catchment areas
Considerations
- •High median house prices limiting affordability for first home buyers
- •Distance from CBD requiring 45-50 minute commute times
- •Limited apartment stock reducing rental investment options
- •Aging demographic may impact future demand dynamics
Property Market
$1.45M
+8.5% 1yr
$750K
+6.8% 1yr
$980K
$900/wk
$690/wk
42
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +22.0% | +38.0% |
| Unit | +6.8% | +18.5% | +32.0% |
Rental Yields
House Yield
3.2%
Unit Yield
4.8%
Townhouse Yield
3.8%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Gymea at median house price
+8% surcharge
$900/wk
Negatively geared
Reduces taxable income
~$761/week
Based on 7.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$62,140
After-tax yield
1.95%
Weekly holding cost
$761/wk
10yr CGT (est.)
$291,919
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
12,500
42
$95K
per annum
68.0%
45.0%
42.0%
3.8%
32.0%
Dwelling Mix
Lifestyle & Community
25
12
2
26.0 km
Nearest Station: Gymea Railway Station
Family-friendly lifestyle with beaches, parks, quality schools, local shopping village, waterfront dining at Gymea Bay, and strong community sporting facilities
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Data sourced from multiple sources. Last updated 26 March 2026.