All Suburbs

Grose Vale

NSW 2753LGA: City of Hawkesbury

Investment Score

72

/100

AI Intelligence Summary

Grose Vale is a small, semi-rural locality in the Hawkesbury region, positioned 65km from Sydney's CBD. With a modest population of 850 residents, this suburb offers a peaceful, country lifestyle while maintaining reasonable accessibility to greater Sydney. The median house price of $1,650,000 reflects the premium placed on spacious acreage properties and the area's natural appeal, though this represents a significant investment relative to the median household income of $95,000. The suburb's strong safety rating of 8.0/10 and low vacancy rate of 1.2% indicate a stable, secure community with consistent housing demand. However, the low walkability score of 25/100 highlights the car-dependent nature of the area, typical of rural-residential zones. The investment score of 72/100 and impressive growth potential of 75/100 suggest Grose Vale is positioned for continued appreciation, driven by Sydney's ongoing urban sprawl and increasing demand for lifestyle properties. The rental yield of 2.8% is modest but consistent with premium property markets where capital growth is the primary investment driver. With a schools rating of 6.0/10, families may need to consider educational options in nearby towns. Grose Vale appeals primarily to those seeking space, privacy, and a rural lifestyle while maintaining employment connections to Sydney or regional centers like Penrith and Richmond. The suburb represents a long-term investment opportunity for those who value land, tranquility, and the potential for future infrastructure development in Sydney's expanding western corridor.

Strengths

  • Exceptional safety rating of 8.0/10 provides peace of mind for families and residents
  • Very low vacancy rate of 1.2% demonstrates strong and consistent rental demand
  • High growth potential of 75/100 indicates strong prospects for capital appreciation
  • Small, tight-knit community of 850 residents offers a peaceful, rural lifestyle

Opportunities

  • Growing demand for lifestyle and acreage properties as remote work becomes more prevalent
  • Potential infrastructure improvements in Western Sydney corridor could enhance connectivity
  • Strong growth potential of 75/100 positions early investors for substantial capital gains
  • Low vacancy rates suggest opportunity for stable rental income with quality properties

Considerations

  • Very low walkability score of 25/100 requires car dependency for all daily activities
  • Significant 65km distance from Sydney CBD results in lengthy commute times
  • Modest rental yield of 2.8% may not suit income-focused investors
  • Limited local amenities and services due to small population base

Property Market

Median House

$1.65M

+6.2% 1yr

Median Unit

$850K

+4.5% 1yr

Rent (House)

$850/wk

Rent (Unit)

$680/wk

Days on Market

85

Vacancy Rate

1.2%

Auction Clearance

65.0%

Price Growth

Type1 Year3 Year5 Year
House+6.2%+18.5%+32.8%
Unit+4.5%+15.2%+28.3%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score58/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Grose Vale at median house price

Standard transfer
$73,140
First Home Buyer
$73,140
Foreign buyer surcharge
$132,000

+8% surcharge

Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$85,800
Other expenses (~2.5%)
-$41,250
Net rental position
-$82,850

Negatively geared

Tax benefit (39% MTR)
+$32,312

Reduces taxable income

After-tax holding cost
$50,539/yr

~$972/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.27M
Capital gain
$535,628
After discount
$267,814
CGT payable
$104,447

10-Year Hold

Est. value
$3.11M
Capital gain
$1.38M
After discount
$691,690
CGT payable
$269,759

Investor Quick Summary

Entry cost (stamp duty)

$73,140

After-tax yield

1.71%

Weekly holding cost

$972/wk

10yr CGT (est.)

$269,759

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

850

Median Age

47

Median Income

$95K

per annum

Family Households

68.0%

Professionals

48.0%

University Educated

38.0%

Unemployment

3.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 95%Units: 2%Townhouses: 3%Total: 320

Lifestyle & Community

Walkability25/100
Public Transport1/10
Schools Rating6/10
Safety8/10
Family Friendly8/10
0
Parks

4

0
Distance to CBD

65.0 km

Nearest Station: Richmond Station

Rural lifestyle with emphasis on privacy, space, and connection to nature, popular with horse enthusiasts and hobby farmers

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Data sourced from multiple sources. Last updated 15 April 2026.

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