All Suburbs

Gregory Hills

NSW 2557LGA: Camden Council

Investment Score

75

/100

AI Intelligence Summary

Gregory Hills is a rapidly growing master-planned community in southwestern Sydney's Macarthur region, established in the early 2000s within Camden LGA. This modern suburb attracts predominantly young families seeking spacious homes and contemporary amenities, featuring the Gregory Hills Town Centre as its commercial hub alongside quality parks and recreational facilities. The area consists primarily of modern houses built from the 2000s onwards, with strong demand from first-home buyers and upgraders seeking larger properties than inner Sydney alternatives. While offering excellent family-oriented amenities and modern infrastructure including NBN connectivity, the suburb remains car-dependent with limited public transport options, relying on bus connections to Camden and Campbelltown hubs. Gregory Hills represents solid investment potential with its continuing residential development, strong community appeal, and strategic location within the growing Macarthur corridor, though future growth depends on planned transport improvements and broader regional development initiatives.

Strengths

  • Modern master-planned community with quality infrastructure
  • Strong appeal to young families and first-home buyers
  • Gregory Hills Town Centre providing convenient retail and dining
  • Multiple parks and recreational facilities for active lifestyles

Opportunities

  • Planned transport improvements for Macarthur region
  • Continuing residential development expanding the community
  • Growing population supporting local business expansion
  • Potential for increased property values as area matures

Considerations

  • Limited public transport connectivity requiring car dependency
  • Relatively isolated from Sydney CBD and major employment centres
  • Limited established housing stock and mature streetscapes
  • Dependence on future transport infrastructure improvements

Property Market

Median House

$1.15M

+8.5% 1yr

Median Unit

$650K

+6.2% 1yr

Median Townhouse

$850K

Rent (House)

$850/wk

Rent (Unit)

$560/wk

Days on Market

32

Vacancy Rate

2.1%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+35.0%
Unit+6.2%+18.5%+28.0%

Rental Yields

House Yield

3.8%

Unit Yield

4.5%

Townhouse Yield

4.1%

Investment Scorecard

Overall Investment Score75/100
Growth Potential78/100
Cashflow Score68/100
Risk Score (lower = safer)65/100
Affordability Index52/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Gregory Hills at median house price

Standard transfer
$46,280
First Home Buyer
$46,280
Foreign buyer surcharge
$92,000

+8% surcharge

Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$59,800
Other expenses (~2.5%)
-$28,750
Net rental position
-$44,350

Negatively geared

Tax benefit (39% MTR)
+$17,297

Reduces taxable income

After-tax holding cost
$27,054/yr

~$520/week

Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.61M
Capital gain
$410,904
After discount
$205,452
CGT payable
$80,126

10-Year Hold

Est. value
$2.26M
Capital gain
$1.06M
After discount
$530,097
CGT payable
$206,738

Investor Quick Summary

Entry cost (stamp duty)

$46,280

After-tax yield

2.32%

Weekly holding cost

$520/wk

10yr CGT (est.)

$206,738

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

34

Median Income

$95K

per annum

Family Households

68.0%

Professionals

48.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 85%Units: 8%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability45/100
Public Transport4/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

15

Parks

8

Hospitals

1

Distance to CBD

58.0 km

Nearest Station: Campbelltown Station

Family-oriented lifestyle with modern amenities, parks, recreational facilities, and community events in a contemporary suburban setting with easy access to Camden town centre.

Interested in Gregory Hills?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 26 March 2026.

Browse all suburbsContact DING