Greenhills Beach
Investment Score
78
/100
AI Intelligence Summary
Greenhills Beach is a premium coastal suburb in the Sutherland Shire, offering direct beach access and an exclusive residential environment just 32km from Sydney CBD. With a small population of 850 residents and only 380 dwellings, this tightly-held enclave commands premium property prices, with median house values at $1.85 million. The suburb attracts affluent professionals and families seeking a coastal lifestyle, evidenced by the high median income of $110,000 and 52% professional workforce. The community is characterized by mature residents (median age 48) living in predominantly separate houses (75%) on generous 620sqm blocks. While transport connectivity is limited with car dependency at 78%, the beachside location and proximity to Cronulla's amenities provide significant lifestyle appeal. The property market shows strong growth with 12.5% annual house price increases, though rental yields are modest at 2.8% for houses. Investment fundamentals are solid with low crime (15/100), excellent safety ratings (9/10), and limited supply creating scarcity value. The suburb's small size means limited local amenities, requiring residents to travel to nearby Cronulla for shopping and services.
Strengths
- •Direct beachfront access with patrolled swimming areas
- •Premium location in exclusive Sutherland Shire coastal corridor
- •Strong capital growth potential with limited housing supply
- •High-income professional demographic providing market stability
Opportunities
- •Continued gentrification and property renovation potential
- •Growing demand for coastal lifestyle post-COVID
- •Infrastructure improvements in broader Sutherland Shire
- •Potential for luxury development given large land sizes
Considerations
- •Limited public transport connectivity requiring car dependency
- •Minimal local commercial facilities and services
- •High property entry costs limiting buyer pool
- •Seasonal parking pressures during peak beach periods
Property Market
$1.85M
+12.5% 1yr
$950K
+8.5% 1yr
$1.40M
$1,000/wk
$780/wk
28
1.2%
78.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +12.5% | +28.0% | +45.0% |
| Unit | +8.5% | +22.0% | +38.0% |
Rental Yields
House Yield
2.8%
Unit Yield
4.2%
Townhouse Yield
3.2%
Investment Scorecard
Demand/Supply Ratio: 2.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Greenhills Beach at median house price
+8% surcharge
$1000/wk
Negatively geared
Reduces taxable income
~$1,061/week
Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$84,140
After-tax yield
1.71%
Weekly holding cost
$1061/wk
10yr CGT (est.)
$475,065
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
850
48
$110K
per annum
68.0%
52.0%
48.0%
3.2%
28.0%
Dwelling Mix
Lifestyle & Community
2
2
32.0 km
Nearest Station: Cronulla Station
Beach-centric lifestyle with water sports, coastal walks, and proximity to Cronulla's dining and shopping precincts for daily needs.
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Data sourced from multiple sources. Last updated 27 March 2026.