Grays Point
Investment Score
75
/100
AI Intelligence Summary
Grays Point is an exclusive, low-density residential suburb in the Sutherland Shire, NSW, renowned for its premium waterfront properties and bushland setting. Located approximately 29km south of Sydney CBD, this prestigious enclave attracts affluent families and professionals seeking a lifestyle change, with properties typically featuring large blocks exceeding 800sqm. The suburb is characterized by its proximity to the Royal National Park, offering exceptional recreational opportunities including bushwalking trails and water access points. With a small population of around 1,200 residents, Grays Point maintains a strong community spirit through active residents' associations. The area faces challenges with limited public transport connectivity, requiring residents to drive to Loftus station (8km) or rely on bus services to Cronulla and Miranda. Commercial facilities are minimal, necessitating travel to nearby Miranda or Cronulla for shopping and services. The property market is influenced by limited housing stock due to bushfire-prone land restrictions, creating strong demand and premium pricing for available properties. Infrastructure includes adequate road networks despite some narrow streets due to bushland constraints, with NBN coverage exceeding 95%.
Strengths
- •Premium waterfront and bushland properties with large blocks
- •Proximity to Royal National Park for exceptional recreational opportunities
- •Strong community cohesion with active residents' associations
- •Low crime rates and safe family environment
Opportunities
- •Growing demand from downsizers seeking lifestyle properties
- •Potential for eco-tourism development near Royal National Park
- •Infrastructure improvements enhancing connectivity
- •Premium market positioning attracting high-end buyers
Considerations
- •Limited public transport connectivity requiring car dependency
- •Minimal local commercial facilities
- •Bushfire-prone land restrictions limiting development
- •Narrow streets in some areas due to bushland preservation
Property Market
$2.85M
+4.2% 1yr
$1.45M
+3.8% 1yr
$1,550/wk
$1,200/wk
42
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +4.2% | +18.5% | +35.8% |
| Unit | +3.8% | +16.2% | +32.1% |
Rental Yields
House Yield
2.8%
Unit Yield
4.2%
Investment Scorecard
Demand/Supply Ratio: 2.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Grays Point at median house price
+8% surcharge
$1550/wk
Negatively geared
Reduces taxable income
~$1,629/week
Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$139,140
After-tax yield
1.71%
Weekly holding cost
$1629/wk
10yr CGT (est.)
$524,041
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
1,200
47
$135K
per annum
78.0%
58.0%
52.0%
3.2%
35.0%
Dwelling Mix
Lifestyle & Community
2
8
29.0 km
Nearest Station: Loftus Station
Premium bushland and waterfront living with exceptional recreational opportunities, bushwalking trails, water activities, and close proximity to Royal National Park.
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Data sourced from multiple sources. Last updated 26 March 2026.