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Glenfield

NSW 2167LGA: City of Campbelltown

Investment Score

74

/100

AI Intelligence Summary

Glenfield is a diverse, family-oriented suburb in southwestern Sydney, located within the Campbelltown City Council area. With excellent transport connectivity via the T2 Inner West & Leppington Line and M5 Motorway access, the suburb offers affordable housing options compared to inner Sydney while maintaining good accessibility to the CBD. The area features a multicultural population with significant Pacific Islander and Middle Eastern communities, centered around quality educational facilities including the prestigious Hurlstone Agricultural High School. The property market has shown steady growth driven by infrastructure improvements and transport accessibility, with a mix of established houses and newer unit developments. Glenfield provides a balanced lifestyle with recreational facilities at Glenfield Park, local shopping strips, and proximity to larger commercial centers, making it attractive to young families and first-home buyers seeking value and convenience.

Strengths

  • Excellent transport connectivity with direct train access to Sydney CBD
  • Affordable housing market compared to inner Sydney suburbs
  • Prestigious Hurlstone Agricultural High School and quality education options
  • Strong multicultural community with diverse amenities

Opportunities

  • Continued urban development and population growth
  • Potential Sydney Metro expansion benefits
  • Infrastructure improvements enhancing property values
  • Growing demand from first-home buyers

Considerations

  • Limited high-end retail and dining options locally
  • Dependence on transport infrastructure for CBD access
  • Competition from nearby established suburbs
  • Potential traffic congestion during peak hours

Property Market

Median House

$820K

+4.2% 1yr

Median Unit

$580K

+3.8% 1yr

Median Townhouse

$720K

Rent (House)

$650/wk

Rent (Unit)

$520/wk

Days on Market

42

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+18.5%+35.8%
Unit+3.8%+16.2%+32.4%

Rental Yields

House Yield

4.1%

Unit Yield

4.8%

Townhouse Yield

4.3%

Investment Scorecard

Overall Investment Score74/100
Growth Potential72/100
Cashflow Score68/100
Risk Score (lower = safer)68/100
Affordability Index68/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Glenfield at median house price

Standard transfer
$31,430
First Home Buyer
$3,143

Save $28,287

Foreign buyer surcharge
$65,600

+8% surcharge

Annual rent income
$33,800

$650/wk

Interest (80% LVR @ 6.5%)
-$42,640
Other expenses (~2.5%)
-$20,500
Net rental position
-$29,340

Negatively geared

Tax benefit (39% MTR)
+$11,443

Reduces taxable income

After-tax holding cost
$17,897/yr

~$344/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.16M
Capital gain
$303,187
After discount
$151,593
CGT payable
$59,121

10-Year Hold

Est. value
$1.64M
Capital gain
$781,818
After discount
$390,909
CGT payable
$152,454

Investor Quick Summary

Entry cost (stamp duty)

$31,430

After-tax yield

2.50%

Weekly holding cost

$344/wk

10yr CGT (est.)

$152,454

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

32

Median Income

$68K

per annum

Family Households

62.0%

Professionals

32.0%

University Educated

28.0%

Unemployment

6.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 65%Units: 28%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport8/10
Schools Rating8/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

25

Parks

8

Hospitals

2

Distance to CBD

45.0 km

Nearest Station: Glenfield Station

Family-oriented lifestyle with access to parks, schools, and transport links, offering suburban living with urban connectivity.

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Data sourced from multiple sources. Last updated 27 March 2026.

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