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Glen Innes

NSW 2370LGA: Glen Innes Severn

Investment Score

68

/100

AI Intelligence Summary

Glen Innes is a charming rural town in NSW's New England region, serving as the administrative center for Glen Innes Severn Council. Known as the 'Land of the Beardies' for its strong Celtic heritage, the town hosts the annual Australian Celtic Festival and maintains a stable population of around 6,000 residents. The property market is characterized by affordable housing with a median house price around $380,000, dominated by detached homes on larger blocks typical of regional areas. The community benefits from essential services including Glen Innes Hospital, multiple schools, and strong sporting culture, though faces challenges common to regional towns including an aging population and limited employment diversity. Located on the New England Highway with good road connectivity but limited public transport, Glen Innes offers a relaxed rural lifestyle with reasonable amenities. The property market shows modest growth potential driven by affordability and lifestyle appeal, though investment returns are generally modest compared to metropolitan areas.

Strengths

  • Strong Celtic heritage and cultural identity with annual festival
  • Affordable property market with larger land parcels
  • Good regional healthcare and education facilities
  • Strategic location on New England Highway

Opportunities

  • Tourism growth through Celtic heritage promotion
  • Tree change migration from urban areas
  • Agricultural diversification and value-adding
  • Renewable energy projects in region

Considerations

  • Aging population and youth migration to cities
  • Limited employment opportunities outside agriculture
  • No passenger rail service
  • Drought and water security concerns

Property Market

Median House

$380K

+3.2% 1yr

Median Unit

$245K

+2.8% 1yr

Rent (House)

$350/wk

Rent (Unit)

$260/wk

Days on Market

89

Vacancy Rate

1.8%

Auction Clearance

65.0%

Price Growth

Type1 Year3 Year5 Year
House+3.2%+12.8%+28.5%
Unit+2.8%+10.5%+22.0%

Rental Yields

House Yield

4.8%

Unit Yield

5.5%

Investment Scorecard

Overall Investment Score68/100
Growth Potential65/100
Cashflow Score72/100
Risk Score (lower = safer)65/100
Affordability Index78/100

Demand/Supply Ratio: 1.20

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Glen Innes at median house price

Standard transfer
$11,630
First Home Buyer
Exempt

Save $11,630

Foreign buyer surcharge
$30,400

+8% surcharge

Annual rent income
$18,200

$350/wk

Interest (80% LVR @ 6.5%)
-$19,760
Other expenses (~2.5%)
-$9,500
Net rental position
-$11,060

Negatively geared

Tax benefit (39% MTR)
+$4,313

Reduces taxable income

After-tax holding cost
$6,747/yr

~$130/week

Based on 5.7% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$501,370
Capital gain
$107,840
After discount
$53,920
CGT payable
$21,029

10-Year Hold

Est. value
$661,506
Capital gain
$267,976
After discount
$133,988
CGT payable
$52,255

Investor Quick Summary

Entry cost (stamp duty)

$11,630

After-tax yield

2.93%

Weekly holding cost

$130/wk

10yr CGT (est.)

$52,255

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

6,200

Median Age

47

Median Income

$52K

per annum

Family Households

58.0%

Professionals

28.0%

University Educated

18.0%

Unemployment

6.2%

Born Overseas

12.0%

Dwelling Mix

Houses: 82%Units: 15%Townhouses: 3%Total: 2,850

Lifestyle & Community

Walkability45/100
Public Transport2/10
Schools Rating6/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

6

Hospitals

1

Distance to CBD

550.0 km

Nearest Station: Tenterfield (freight only)

Relaxed rural lifestyle with four seasons, outdoor activities, and strong community events

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Data sourced from multiple sources. Last updated 26 March 2026.

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