Ermington
Investment Score
75
/100
AI Intelligence Summary
Ermington is a well-established residential suburb located 19km west of Sydney CBD in the City of Parramatta. This multicultural community offers excellent proximity to Parramatta's employment and transport hubs while maintaining a family-friendly suburban character. The suburb features a mix of older fibro homes and newer brick constructions on larger blocks, making it attractive to families seeking affordable housing options. With strong community amenities including Ermington Public School, local parks along the Parramatta River, and established shopping facilities on Spurway Street, the area provides a balanced lifestyle. The suburb benefits from good bus connectivity to Parramatta and surrounding areas, though lacks direct rail access. The diverse population includes significant Asian and European communities, creating a vibrant multicultural environment. Property values have shown steady growth over recent years, driven by the suburb's strategic location and family appeal. The area's established nature limits new development opportunities but ensures a stable community character.
Strengths
- •Strategic location 3km from Parramatta CBD
- •Multicultural community with strong social cohesion
- •Family-friendly amenities including quality local school
- •Larger residential blocks compared to newer developments
Opportunities
- •Potential transport improvements linked to Western Sydney growth
- •Riverside development and recreational enhancements
- •Community centre expansion and program development
- •Heritage home renovation and modernization market
Considerations
- •No direct rail connection requiring bus transfers
- •Limited new development opportunities
- •Aging housing stock requiring maintenance
- •Traffic congestion on major arterial roads
Property Market
$1.35M
+8.5% 1yr
$680K
+6.8% 1yr
$950K
$850/wk
$630/wk
32
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +24.0% | +45.0% |
| Unit | +6.8% | +18.5% | +35.0% |
Rental Yields
House Yield
3.2%
Unit Yield
4.8%
Townhouse Yield
3.8%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Ermington at median house price
+8% surcharge
$850/wk
Negatively geared
Reduces taxable income
~$701/week
Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$56,640
After-tax yield
1.95%
Weekly holding cost
$701/wk
10yr CGT (est.)
$347,597
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
6,800
38
$78K
per annum
68.0%
45.0%
38.0%
4.2%
48.0%
Dwelling Mix
Lifestyle & Community
12
6
2
19.0 km
Nearest Station: Parramatta Station
Suburban family lifestyle with river access, local parks, community events, and proximity to Parramatta amenities
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Data sourced from multiple sources. Last updated 26 March 2026.