All Suburbs

Epping

NSW 2121LGA: City of Parramatta

Investment Score

75

/100

AI Intelligence Summary

Epping is a well-established suburb located 18km northwest of Sydney's CBD, positioned as a premium residential area within the Hills District. Known for its excellent educational facilities, family-friendly atmosphere, and strong transport connectivity via the Metro North West Line, Epping attracts affluent families and professionals. The suburb features a diverse mix of housing from heritage homes to modern apartments, with tree-lined streets and quality infrastructure. At a median house price of $2.4 million, Epping sits in the premium market segment, reflecting its desirability and strong fundamentals. The area benefits from proximity to Macquarie Park's employment hub, quality schools including Epping Boys and Girls High Schools, and comprehensive retail facilities at Epping Plaza. With a median income of $78,000 and stable demographics, the suburb demonstrates strong socioeconomic foundations, though the low rental yield of 2.9% indicates capital growth focus over income generation.

Strengths

  • Excellent transport connectivity with Metro North West Line providing direct CBD access
  • Premium educational facilities including selective high schools and quality primary schools
  • Strong demographic profile with median age of 36 and stable family households
  • Proximity to Macquarie Park employment and business district

Opportunities

  • Continued infrastructure development and transport improvements enhancing connectivity
  • Proximity to growing Macquarie Park employment hub driving demand
  • Potential for medium-density development along transport corridors
  • Strong rental market from professionals working in nearby business districts

Considerations

  • High median house price of $2.4 million limiting affordability for many buyers
  • Low rental yield of 2.9% reducing cash flow potential for investors
  • Premium pricing may limit future growth potential in market downturns
  • Competition from surrounding Hills District suburbs offering similar amenities

Property Market

Median House

$2.40M

+8.1% 1yr

Median Unit

$750K

+6.5% 1yr

Rent (House)

$1,340/wk

Rent (Unit)

$605/wk

Days on Market

25

Vacancy Rate

2.2%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.1%+34.5%
Unit+6.5%+25.8%

Rental Yields

House Yield

2.9%

Unit Yield

4.2%

Investment Scorecard

Overall Investment Score75/100
Growth Potential72/100
Cashflow Score58/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Tax & Financial Intelligence

CPA-grade analysis for Epping at median house price

Standard transfer
$114,390
First Home Buyer
$114,390
Foreign buyer surcharge
$192,000

+8% surcharge

Annual rent income
$69,680

$1340/wk

Interest (80% LVR @ 6.5%)
-$124,800
Other expenses (~2.5%)
-$60,000
Net rental position
-$115,120

Negatively geared

Tax benefit (39% MTR)
+$44,897

Reduces taxable income

After-tax holding cost
$70,223/yr

~$1,350/week

Based on 6.9% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.35M
Capital gain
$824,034
After discount
$412,017
CGT payable
$160,687

10-Year Hold

Est. value
$4.68M
Capital gain
$2.15M
After discount
$1.08M
CGT payable
$419,413

Investor Quick Summary

Entry cost (stamp duty)

$114,390

After-tax yield

1.77%

Weekly holding cost

$1350/wk

10yr CGT (est.)

$419,413

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

22,800

Median Age

36

Median Income

$78K

per annum

Lifestyle & Community

Walkability80/100
Public Transport88/10
Schools Rating86/10

Suburban family lifestyle with excellent schools, parks, recreational facilities, and convenient shopping at Epping Plaza, plus easy CBD access

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Data sourced from multiple sources. Last updated 24 March 2026.

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