All Suburbs

Engadine

NSW 2233LGA: Sutherland Shire

Investment Score

75

/100

AI Intelligence Summary

Engadine is a family-oriented suburb in the Sutherland Shire, located 35km south of Sydney CBD. The area attracts families, young professionals, and retirees seeking a lifestyle balance with access to both natural amenities and urban conveniences. With its proximity to Royal National Park and Cronulla beaches, Engadine offers excellent outdoor recreation opportunities while maintaining strong transport links via Engadine Railway Station on the Illawarra Line. The suburb features predominantly detached houses on larger blocks, making it popular with families upgrading from inner suburbs. Local amenities include Engadine Town Centre, well-regarded schools including Engadine High School, and strong community groups. The area has shown market resilience and attracts first home buyers due to its relative affordability compared to closer suburbs, while still offering quality infrastructure including NBN connectivity and regular public transport services.

Strengths

  • Direct train access to Sydney CBD via Illawarra Line
  • Proximity to Royal National Park and Cronulla beaches
  • Well-regarded local schools including Engadine High School
  • Strong family-friendly community atmosphere

Opportunities

  • Growing demand from families seeking lifestyle change
  • Potential for townhouse developments on larger blocks
  • Increasing popularity of tree-change suburbs post-COVID
  • Infrastructure improvements in Sutherland Shire

Considerations

  • 35km distance from Sydney CBD creates commute times
  • Limited apartment stock for downsizers
  • Dependence on car transport for some activities
  • Competition from other Shire suburbs for amenities

Property Market

Median House

$1.25M

+6.2% 1yr

Median Unit

$680K

+4.8% 1yr

Median Townhouse

$950K

Rent (House)

$950/wk

Rent (Unit)

$580/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+6.2%+18.5%+35.8%
Unit+4.8%+15.2%+28.5%

Rental Yields

House Yield

3.8%

Unit Yield

4.5%

Townhouse Yield

4.1%

Investment Scorecard

Overall Investment Score75/100
Growth Potential72/100
Cashflow Score68/100
Risk Score (lower = safer)68/100
Affordability Index58/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Engadine at median house price

Standard transfer
$51,140
First Home Buyer
$51,140
Foreign buyer surcharge
$100,000

+8% surcharge

Annual rent income
$49,400

$950/wk

Interest (80% LVR @ 6.5%)
-$65,000
Other expenses (~2.5%)
-$31,250
Net rental position
-$46,850

Negatively geared

Tax benefit (39% MTR)
+$18,272

Reduces taxable income

After-tax holding cost
$28,579/yr

~$550/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.77M
Capital gain
$458,947
After discount
$229,473
CGT payable
$89,495

10-Year Hold

Est. value
$2.50M
Capital gain
$1.19M
After discount
$594,283
CGT payable
$231,771

Investor Quick Summary

Entry cost (stamp duty)

$51,140

After-tax yield

2.32%

Weekly holding cost

$550/wk

10yr CGT (est.)

$231,771

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

38

Median Income

$95K

per annum

Family Households

68.0%

Professionals

48.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 78%Units: 15%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport7/10
Schools Rating8/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

18

Parks

12

Hospitals

1

Distance to CBD

35.0 km

Nearest Station: Engadine Railway Station

Outdoor recreation focus with access to national park, beaches, local sports facilities, and community events. Family-friendly atmosphere with good local services.

Interested in Engadine?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 26 March 2026.

Browse all suburbsContact DING