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Enfield

NSW 2136LGA: Strathfield Council

Investment Score

75

/100

AI Intelligence Summary

Enfield, NSW 2136, is a charming suburb that offers a unique blend of lifestyle and investment opportunities. With a median house price of $1,180,000 and a median unit price of $680,000, Enfield is positioned as a mid-to-high end market, attracting families and professionals seeking a convenient and comfortable living environment. The suburb's walkability score of 65/100 and proximity to the CBD, just 13km away, make it an attractive option for those who value ease of access to amenities and employment opportunities. Enfield's schools rating of 7/10 and safety rating of 8/10 further enhance its appeal as a desirable place to live. From an investment perspective, Enfield's growth potential is rated at 78/100, with a rental yield of 3.8% for houses and a vacancy rate of just 1.8%, indicating a strong demand for rental properties. With an investment score of 75/100, Enfield is an attractive option for investors seeking a balanced portfolio. Overall, Enfield's unique combination of lifestyle, market position, and investment outlook make it an exciting suburb to watch in the coming years.

Strengths

  • High median house and unit prices indicating a strong and stable market
  • Convenient location with easy access to the CBD and amenities
  • Good schools and safety ratings making it an attractive option for families
  • Strong growth potential with a high investment score

Opportunities

  • Renovation and development opportunities for investors and homeowners
  • Growing demand for rental properties, driven by the suburb's convenience and amenities
  • Potential for long-term capital growth, driven by the suburb's strong market position and growth potential
  • Increasing appeal to families and professionals, driving demand for housing and services

Considerations

  • High entry prices for buyers, potentially limiting affordability
  • Traffic and congestion may be a concern due to the suburb's proximity to the CBD
  • Limited options for affordable housing, which may impact rental yields
  • Potential for over-development, which could affect the suburb's character

Property Market

Median House

$1.18M

+7.2% 1yr

Median Unit

$680K

+5.8% 1yr

Median Townhouse

$950K

Rent (House)

$850/wk

Rent (Unit)

$600/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+7.2%+22.5%+38.8%
Unit+5.8%+18.2%+32.5%

Rental Yields

House Yield

3.8%

Unit Yield

4.6%

Townhouse Yield

4.1%

Investment Scorecard

Overall Investment Score75/100
Growth Potential78/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index68/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Enfield at median house price

Stamp Duty Estimate
Standard transfer
$47,630
First Home Buyer
$47,630
Foreign buyer surcharge
$94,400

+8% surcharge

Negative Gearing Position
Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$61,360
Other expenses (~2.5%)
-$29,500
Net rental position
-$46,660

Negatively geared

Tax benefit (39% MTR)
+$18,197

Reduces taxable income

After-tax holding cost
$28,463/yr

~$547/week

Land Tax Exposure
Est. land value
$708,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $11,028

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 7.8% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.71M
Capital gain
$481,098
After discount
$240,549
CGT payable
$93,814

10-Year Hold

Est. value
$2.49M
Capital gain
$1.26M
After discount
$628,976
CGT payable
$245,301

Investor Quick Summary

Entry cost (stamp duty)

$47,630

After-tax yield

2.32%

Weekly holding cost

$547/wk

10yr CGT (est.)

$245,301

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

8,200

Median Age

36

Median Income

$78K

per annum

Family Households

62.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

4.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 65%Units: 28%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport7/10
Schools Rating7/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

4

Hospitals

2

Distance to CBD

13.0 km

Nearest Station: Strathfield Station

Community-oriented lifestyle with local parks, sporting facilities, and cultural activities. Residents enjoy easy access to broader amenities in neighboring Strathfield and Burwood while maintaining a quieter suburban feel.

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Data sourced from multiple sources. Last updated 24 April 2026.

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