All Suburbs

Emerton

NSW 2770LGA: Blacktown City

Investment Score

72

/100

AI Intelligence Summary

Emerton is an affordable residential suburb located 45km west of Sydney CBD in the City of Blacktown, characterized by significant cultural diversity and a high proportion of Aboriginal and Torres Strait Islander residents. The suburb features predominantly unit and apartment living with some detached houses, substantial public housing stock, and serves as an entry point for first home buyers and investors seeking affordable property options. With regular bus connections to Mount Druitt railway station and access to the Great Western Highway, Emerton benefits from reasonable transport links while maintaining lower property prices compared to inner Sydney areas. The community is supported by local amenities including Emerton Shopping Village, several parks, and primary education facilities, though residents often travel to nearby Mount Druitt for additional services and secondary schooling. As part of the broader Western Sydney development corridor, Emerton is positioned to benefit from ongoing infrastructure improvements and regional growth initiatives.

Strengths

  • Highly affordable property prices making it accessible for first home buyers
  • Strong cultural diversity and established Aboriginal and Torres Strait Islander community
  • Regular public transport connections to Mount Druitt station and Western Line
  • Access to Great Western Highway for road transport

Opportunities

  • Beneficiary of broader Western Sydney infrastructure investments
  • Potential for urban renewal and community development programs
  • Growing first home buyer market seeking affordability
  • Infrastructure improvements enhancing connectivity

Considerations

  • Limited new development opportunities due to established housing stock
  • High proportion of social housing affecting market dynamics
  • Distance from Sydney CBD requiring longer commute times
  • Limited local employment opportunities

Property Market

Median House

$580K

+4.2% 1yr

Median Unit

$385K

+3.8% 1yr

Median Townhouse

$520K

Rent (House)

$520/wk

Rent (Unit)

$415/wk

Days on Market

42

Vacancy Rate

2.8%

Auction Clearance

65.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+12.5%+28.0%
Unit+3.8%+11.2%+25.5%

Rental Yields

House Yield

4.8%

Unit Yield

5.6%

Townhouse Yield

5.1%

Investment Scorecard

Overall Investment Score72/100
Growth Potential68/100
Cashflow Score78/100
Risk Score (lower = safer)65/100
Affordability Index85/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Emerton at median house price

Standard transfer
$20,630
First Home Buyer
Exempt

Save $20,630

Foreign buyer surcharge
$46,400

+8% surcharge

Annual rent income
$27,040

$520/wk

Interest (80% LVR @ 6.5%)
-$30,160
Other expenses (~2.5%)
-$14,500
Net rental position
-$17,620

Negatively geared

Tax benefit (39% MTR)
+$6,872

Reduces taxable income

After-tax holding cost
$10,748/yr

~$207/week

Based on 5.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$761,636
Capital gain
$158,106
After discount
$79,053
CGT payable
$30,831

10-Year Hold

Est. value
$1.00M
Capital gain
$396,625
After discount
$198,312
CGT payable
$77,342

Investor Quick Summary

Entry cost (stamp duty)

$20,630

After-tax yield

2.93%

Weekly holding cost

$207/wk

10yr CGT (est.)

$77,342

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

32

Median Income

$48K

per annum

Family Households

62.0%

Professionals

28.0%

University Educated

22.0%

Unemployment

8.5%

Born Overseas

42.0%

Dwelling Mix

Houses: 35%Units: 58%Townhouses: 7%Total: 1,850

Lifestyle & Community

Walkability58/100
Public Transport6/10
Schools Rating6/10
Safety6/10
Family Friendly7/10
Cafes & Restaurants

8

Parks

5

Hospitals

1

Distance to CBD

45.0 km

Nearest Station: Mount Druitt Station

Community-focused lifestyle with local parks and recreational facilities, shopping village convenience, and strong cultural community networks supporting residents of all backgrounds.

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Data sourced from multiple sources. Last updated 27 March 2026.

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