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Ellis Lane

NSW 2570LGA: Camden

Investment Score

74

/100

AI Intelligence Summary

Ellis Lane, NSW 2570 is a small residential street within the Camden Local Government Area, positioned in Sydney's rapidly expanding south-west corridor. This family-oriented locality benefits from its proximity to Camden town center while maintaining a quiet suburban character. The area has experienced significant growth as part of the South West Growth Area, with ongoing infrastructure investment supporting population expansion. Properties are predominantly detached houses on generous blocks, appealing to families seeking affordability and space within commuting distance of Sydney. The suburb offers access to quality schools, parks, and recreational facilities, while major transport corridors like Camden Valley Way provide connectivity to employment centers. With Camden Hospital nearby and comprehensive local amenities, Ellis Lane represents a well-established residential pocket that has benefited from broader regional development. The area's growth trajectory aligns with government planning for the south-west region, positioning it favorably for continued capital appreciation. While public transport options are currently limited to bus services, planned infrastructure improvements may enhance connectivity. The community profile reflects typical outer suburban demographics with young families predominating, attracted by relative affordability compared to inner Sydney markets.

Strengths

  • Strong proximity to Camden town center with comprehensive amenities
  • Part of designated South West Growth Area with ongoing infrastructure investment
  • Family-friendly environment with access to quality schools and parks
  • Established residential character with predominantly detached housing

Opportunities

  • Planned infrastructure improvements as part of regional development
  • Potential for improved rail connections in future transport plans
  • Continued population growth driving housing demand
  • Proximity to major growth corridors supporting capital appreciation

Considerations

  • Limited public transport options with reliance on bus services
  • Distance from Sydney CBD requiring lengthy commute times
  • Limited specific street-level amenities due to small residential nature
  • Potential traffic congestion during peak periods on major arterials

Property Market

Median House

$820K

+7.2% 1yr

Median Unit

$520K

+5.8% 1yr

Median Townhouse

$650K

Rent (House)

$680/wk

Rent (Unit)

$510/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+7.2%+18.5%+32.8%
Unit+5.8%+15.2%+28.4%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.6%

Investment Scorecard

Overall Investment Score74/100
Growth Potential78/100
Cashflow Score68/100
Risk Score (lower = safer)68/100
Affordability Index72/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Ellis Lane at median house price

Standard transfer
$31,430
First Home Buyer
$3,143

Save $28,287

Foreign buyer surcharge
$65,600

+8% surcharge

Annual rent income
$35,360

$680/wk

Interest (80% LVR @ 6.5%)
-$42,640
Other expenses (~2.5%)
-$20,500
Net rental position
-$27,780

Negatively geared

Tax benefit (39% MTR)
+$10,834

Reduces taxable income

After-tax holding cost
$16,946/yr

~$326/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.13M
Capital gain
$271,109
After discount
$135,555
CGT payable
$52,866

10-Year Hold

Est. value
$1.55M
Capital gain
$692,417
After discount
$346,208
CGT payable
$135,021

Investor Quick Summary

Entry cost (stamp duty)

$31,430

After-tax yield

2.56%

Weekly holding cost

$326/wk

10yr CGT (est.)

$135,021

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

85

Median Age

34

Median Income

$78K

per annum

Family Households

68.0%

Professionals

38.0%

University Educated

32.0%

Unemployment

4.2%

Born Overseas

28.0%

Dwelling Mix

Houses: 85%Units: 10%Townhouses: 5%Total: 28

Lifestyle & Community

Walkability45/100
Public Transport5/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

15

Parks

8

Hospitals

1

Distance to CBD

58.0 km

Nearest Station: Campbelltown Station

Suburban family lifestyle with access to parks, schools, and Camden town amenities

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Data sourced from multiple sources. Last updated 27 March 2026.

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