All Suburbs

Elizabeth Hills

NSW 2171LGA: City of Liverpool

Investment Score

72

/100

AI Intelligence Summary

Elizabeth Hills is a family-oriented suburb in south-western Sydney, located within the Campbelltown City Council area. Developed primarily in the 1990s, this culturally diverse community has experienced significant population growth and attracts first-home buyers and young families seeking affordable housing options. The suburb features predominantly detached housing with some townhouses and medium-density developments, supported by modern amenities including Elizabeth Hills Public School, local parks, shopping facilities, and proximity to Campbelltown Hospital. With good road access via Campbelltown Road and connections to the M5 Motorway, plus regular bus services, Elizabeth Hills offers practical transport links to employment centers. The area benefits from its proximity to Campbelltown CBD redevelopment projects and ongoing South West Sydney infrastructure improvements. Property values have shown steady growth over the past five years, supported by strong rental demand from families. The suburb's younger median age demographic, combined with its established community facilities and strategic location, positions it well for continued growth as Sydney's south-western corridor develops.

Strengths

  • Strong appeal to first-home buyers and young families due to relative affordability
  • Excellent road connectivity via M5 Motorway and Campbelltown Road
  • Established community amenities including schools, parks, and medical facilities
  • Steady property value growth over past five years with active rental market

Opportunities

  • Benefit from ongoing South West Sydney infrastructure development plans
  • Potential for improved public transport connections as the region grows
  • Proximity to Campbelltown CBD redevelopment creating employment opportunities
  • Growing demand for family-friendly suburbs driving continued property appreciation

Considerations

  • Limited public transport options with reliance on bus services rather than rail
  • Distance from Sydney CBD may limit employment accessibility for some residents
  • Potential for increased traffic congestion as the area continues to develop
  • Competition from other affordable suburbs in the south-western corridor

Property Market

Median House

$720K

+8.5% 1yr

Median Unit

$485K

+7.2% 1yr

Median Townhouse

$625K

Rent (House)

$580/wk

Rent (Unit)

$475/wk

Days on Market

32

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.5%+35.8%
Unit+7.2%+19.8%+31.5%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.5%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score68/100
Risk Score (lower = safer)68/100
Affordability Index72/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Elizabeth Hills at median house price

Standard transfer
$26,930
First Home Buyer
Exempt

Save $26,930

Foreign buyer surcharge
$57,600

+8% surcharge

Annual rent income
$30,160

$580/wk

Interest (80% LVR @ 6.5%)
-$37,440
Other expenses (~2.5%)
-$18,000
Net rental position
-$25,280

Negatively geared

Tax benefit (39% MTR)
+$9,859

Reduces taxable income

After-tax holding cost
$15,421/yr

~$297/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.02M
Capital gain
$266,880
After discount
$133,440
CGT payable
$52,042

10-Year Hold

Est. value
$1.44M
Capital gain
$687,141
After discount
$343,571
CGT payable
$133,993

Investor Quick Summary

Entry cost (stamp duty)

$26,930

After-tax yield

2.56%

Weekly holding cost

$297/wk

10yr CGT (est.)

$133,993

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

32

Median Income

$68K

per annum

Family Households

58.0%

Professionals

32.0%

University Educated

28.0%

Unemployment

6.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 68%Units: 22%Townhouses: 10%Total: 1,680

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

8

Hospitals

2

Distance to CBD

52.0 km

Nearest Station: Campbelltown Station

Suburban family lifestyle with access to parks, schools, shopping facilities, and community centers. Residents enjoy a balance of residential tranquility with convenient access to employment centers and urban amenities through good transport connections.

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Data sourced from multiple sources. Last updated 27 March 2026.

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