All Suburbs

Edgecliff

NSW 2027LGA: Woollahra

Investment Score

78

/100

AI Intelligence Summary

Edgecliff is a prestigious, compact suburb in Sydney's Eastern Suburbs, positioned just 4km from the CBD with exceptional transport connectivity. This affluent enclave is characterized by high-rise apartment living, attracting professionals and executives who value proximity to the city and harbor. The suburb commands premium prices due to its strategic location, direct rail access, and proximity to Double Bay's luxury retail and dining precinct. With limited housing stock and strong ongoing demand, Edgecliff maintains its position as one of Sydney's most desirable residential addresses. The community enjoys excellent walkability, harbor glimpses from many properties, and access to quality amenities despite the suburb's small footprint. Investment fundamentals remain strong, supported by consistent rental demand from CBD workers and the suburb's enduring prestige factor.

Strengths

  • Direct train access to Sydney CBD with 8-12 minute journey times
  • Premium harbourside location with proximity to luxury shopping and dining
  • Strong rental demand from professionals working in the CBD
  • Limited housing supply maintaining property values

Opportunities

  • Continued CBD office recovery driving rental demand
  • Potential for luxury apartment developments on remaining sites
  • Growing appeal to downsizers seeking low-maintenance living
  • Infrastructure improvements enhancing connectivity

Considerations

  • Limited parking availability due to high-density development
  • Premium pricing may limit buyer pool
  • Small suburb size restricts housing stock variety
  • Limited local school options for families

Property Market

Median House

$3.20M

+8.5% 1yr

Median Unit

$1.45M

+6.8% 1yr

Rent (House)

$1,750/wk

Rent (Unit)

$900/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+35.0%
Unit+6.8%+18.5%+28.0%

Rental Yields

House Yield

2.8%

Unit Yield

3.2%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 2.20

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Edgecliff at median house price

Standard transfer
$158,390
First Home Buyer
$158,390
Foreign buyer surcharge
$256,000

+8% surcharge

Annual rent income
$91,000

$1750/wk

Interest (80% LVR @ 6.5%)
-$166,400
Other expenses (~2.5%)
-$80,000
Net rental position
-$155,400

Negatively geared

Tax benefit (39% MTR)
+$60,606

Reduces taxable income

After-tax holding cost
$94,794/yr

~$1,823/week

Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$4.49M
Capital gain
$1.11M
After discount
$556,888
CGT payable
$217,186

10-Year Hold

Est. value
$6.29M
Capital gain
$2.92M
After discount
$1.46M
CGT payable
$569,496

Investor Quick Summary

Entry cost (stamp duty)

$158,390

After-tax yield

1.71%

Weekly holding cost

$1823/wk

10yr CGT (est.)

$569,496

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

2,800

Median Age

42

Median Income

$95K

per annum

Family Households

45.0%

Professionals

58.0%

University Educated

72.0%

Unemployment

3.2%

Born Overseas

42.0%

Dwelling Mix

Houses: 15%Units: 82%Townhouses: 3%Total: 1,650

Lifestyle & Community

Walkability88/100
Public Transport9/10
Schools Rating6/10
Safety8/10
Family Friendly6/10
Cafes & Restaurants

25

Parks

3

Hospitals

1

Distance to CBD

4.0 km

Nearest Station: Edgecliff Station

Cosmopolitan living with easy access to CBD, harbor activities, and premium shopping and dining

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Data sourced from multiple sources. Last updated 27 March 2026.

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