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Eastgardens

NSW 2036LGA: Bayside Council

Investment Score

76

/100

AI Intelligence Summary

Eastgardens is a highly sought-after suburb in New South Wales, boasting a median house price of $1,450,000 and a median unit price of $785,000. With a population of 8,200 residents, this suburb offers a unique blend of lifestyle and convenience. The walkability score of 78.0/100 indicates that residents can easily access local amenities, including schools, shops, and public transportation. The schools rating of 7.0/10 and safety rating of 7.0/10 suggest a family-friendly environment. Located 12.0 km from the CBD, Eastgardens is an attractive option for commuters. The investment score of 76.0/100 and growth potential of 72.0/100 indicate a strong market position, with a rental yield of 3.2% for houses and a low vacancy rate of 1.8%. Overall, Eastgardens presents a compelling lifestyle and investment opportunity, with its desirable location, strong market fundamentals, and potential for long-term growth.

Strengths

  • Highly sought-after location with strong demand
  • Excellent walkability and access to local amenities
  • Family-friendly environment with good schools and safety ratings
  • Strong market position with high investment score and growth potential

Opportunities

  • Potential for long-term capital growth and rental income
  • Opportunity to renovate or develop existing properties
  • Growing demand for housing and amenities in the area
  • Possible future infrastructure developments to enhance livability and connectivity

Considerations

  • High median house price may be a barrier for some buyers
  • Limited availability of affordable housing options
  • Traffic and congestion may be a concern during peak hours
  • Some residents may find the suburb too densely populated

Property Market

Median House

$1.45M

+8.5% 1yr

Median Unit

$785K

+9.2% 1yr

Median Townhouse

$1.18M

Rent (House)

$895/wk

Rent (Unit)

$720/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+24.2%+42.8%
Unit+9.2%+26.5%+38.4%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score76/100
Growth Potential72/100
Cashflow Score78/100
Risk Score (lower = safer)68/100
Affordability Index58/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Eastgardens at median house price

Stamp Duty Estimate
Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Negative Gearing Position
Annual rent income
$46,540

$895/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$65,110

Negatively geared

Tax benefit (39% MTR)
+$25,393

Reduces taxable income

After-tax holding cost
$39,717/yr

~$764/week

Land Tax Exposure
Est. land value
$870,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $13,620

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 8.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.19M
Capital gain
$666,947
After discount
$333,474
CGT payable
$130,055

10-Year Hold

Est. value
$3.30M
Capital gain
$1.78M
After discount
$888,605
CGT payable
$346,556

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

1.95%

Weekly holding cost

$764/wk

10yr CGT (est.)

$346,556

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

8,200

Median Age

38

Median Income

$78K

per annum

Family Households

58.0%

Professionals

42.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 35%Units: 58%Townhouses: 7%Total: 3,420

Lifestyle & Community

Walkability78/100
Public Transport7/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

42

Parks

6

Hospitals

2

Distance to CBD

12.0 km

Nearest Station: Green Square Station

Urban convenience with beach proximity, extensive retail options, and growing food and entertainment scene

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Data sourced from multiple sources. Last updated 18 April 2026.

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