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East Ryde

NSW 2113LGA: City of Ryde

Investment Score

76

/100

AI Intelligence Summary

East Ryde is a well-established middle-ring suburb located 18km northwest of Sydney CBD, known for its multicultural community and balanced lifestyle offerings. With a population of 8,200 and median age of 36, the area attracts a diverse mix of families and professionals drawn to its proximity to major employment hubs like Macquarie Park and North Ryde. The suburb features predominantly medium-density housing (55% units/apartments, 35% houses), reflecting modern urban development patterns. Property values have shown strong performance with houses at $1.45M median and units at $750K, supported by solid rental yields and low vacancy rates. The community benefits from excellent amenities including proximity to Top Ryde City shopping centre, quality schools, and recreational facilities along the Parramatta River. Transport connectivity is strong with bus services to major centres and easy M2 motorway access, though train access requires travel to nearby stations. The area's multicultural character (48% born overseas) and high education levels (38% university educated) contribute to a vibrant, family-friendly environment with good safety ratings and walkability scores.

Strengths

  • Strategic location near major employment centres (Macquarie Park, North Ryde)
  • Strong multicultural community with high education levels
  • Excellent amenities including Top Ryde City and riverside parks
  • Solid property market performance with consistent growth

Opportunities

  • Continued employment growth in nearby business districts
  • Potential transport infrastructure improvements including light rail
  • Urban renewal and development opportunities
  • Growing demand from downsizers and first home buyers

Considerations

  • Limited direct train access requiring travel to nearby stations
  • Higher density living may not suit all buyer preferences
  • Competition from nearby established suburbs
  • Traffic congestion during peak hours on major arterials

Property Market

Median House

$1.45M

+6.2% 1yr

Median Unit

$750K

+5.8% 1yr

Median Townhouse

$980K

Rent (House)

$900/wk

Rent (Unit)

$550/wk

Days on Market

35

Vacancy Rate

2.1%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+6.2%+18.5%+32.8%
Unit+5.8%+16.2%+28.5%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.8%

Investment Scorecard

Overall Investment Score76/100
Growth Potential74/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index65/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for East Ryde at median house price

Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Annual rent income
$46,800

$900/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$64,850

Negatively geared

Tax benefit (39% MTR)
+$25,292

Reduces taxable income

After-tax holding cost
$39,559/yr

~$761/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.99M
Capital gain
$472,838
After discount
$236,419
CGT payable
$92,203

10-Year Hold

Est. value
$2.74M
Capital gain
$1.22M
After discount
$608,916
CGT payable
$237,477

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

1.95%

Weekly holding cost

$761/wk

10yr CGT (est.)

$237,477

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,200

Median Age

36

Median Income

$78K

per annum

Family Households

58.0%

Professionals

42.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 35%Units: 55%Townhouses: 10%Total: 3,800

Lifestyle & Community

Walkability68/100
Public Transport7/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

35

Parks

8

Hospitals

1

Distance to CBD

18.0 km

Nearest Station: Macquarie University Station

Balanced lifestyle with riverside parks, quality shopping at Top Ryde City, diverse dining options, and strong community sporting clubs and groups.

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Data sourced from multiple sources. Last updated 27 March 2026.

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