Earlwood
Investment Score
75
/100
AI Intelligence Summary
Earlwood is a well-established residential suburb located 12km south-west of Sydney CBD in the Canterbury-Bankstown Council area. Known for its strong multicultural community with significant Greek and Italian heritage, the suburb offers a family-oriented lifestyle with excellent local amenities. The area features predominantly detached houses on generous blocks, complemented by well-maintained parks including Earlwood Oval and scenic Cooks River parklands. Homer Street serves as the main commercial strip, providing essential services and dining options. The suburb benefits from good transport connectivity through regular bus services and proximity to Tempe and Wolli Creek train stations. Property values have shown steady growth over recent years, supported by strong rental demand from families and professionals attracted to the area's proximity to the CBD and quality lifestyle offerings. The community is active with numerous sporting clubs and local groups, while the Cooks River cycleway provides recreational opportunities and alternative transport options.
Strengths
- •Strong multicultural community with established Greek and Italian heritage
- •Excellent family-oriented amenities including quality parks and recreational facilities
- •Well-connected transport links with bus services and nearby train stations
- •Steady property market growth with strong rental demand
Opportunities
- •Continued infrastructure improvements in Canterbury-Bankstown region
- •Growing appeal to young professionals seeking affordable family suburbs
- •Potential for commercial strip revitalization along Homer Street
- •Increasing demand for properties near green spaces and waterways
Considerations
- •Limited direct train access requiring bus connections
- •Moderate traffic congestion during peak hours
- •Competition from nearby established suburbs
- •Limited high-density development opportunities
Property Market
$1.45M
+8.5% 1yr
$750K
+6.2% 1yr
$1.10M
$900/wk
$600/wk
32
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +22.0% | +35.0% |
| Unit | +6.2% | +18.5% | +28.0% |
Rental Yields
House Yield
3.2%
Unit Yield
4.1%
Townhouse Yield
3.5%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Earlwood at median house price
+8% surcharge
$900/wk
Negatively geared
Reduces taxable income
~$761/week
Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$62,140
After-tax yield
1.95%
Weekly holding cost
$761/wk
10yr CGT (est.)
$259,931
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
8,200
38
$82K
per annum
68.0%
42.0%
35.0%
4.2%
48.0%
Dwelling Mix
Lifestyle & Community
25
8
1
12.0 km
Nearest Station: Tempe Station
Family-friendly suburban lifestyle with excellent parks, recreational facilities, local shopping, and easy access to both city amenities and natural spaces along the Cooks River.
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Data sourced from multiple sources. Last updated 26 March 2026.