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Dural

NSW 2158LGA: The Hills Shire

Investment Score

78

/100

AI Intelligence Summary

Dural is a prestigious semi-rural suburb in Sydney's Hills District, known for its acreage properties, equestrian lifestyle, and family-oriented community. Located approximately 36km northwest of Sydney CBD, Dural offers a unique blend of rural tranquility and urban accessibility. The suburb is characterized by large residential blocks, many exceeding 1000sqm, with numerous horse properties and hobby farms. Dural attracts affluent families seeking space, privacy, and a country lifestyle while maintaining reasonable access to Sydney's employment centers. The area features excellent educational facilities including highly-rated public and private schools, with Dural Public School and nearby Cherrybrook Technology High School being particularly sought after. The suburb's demographics skew toward middle-aged families with above-average household incomes, creating a stable, established community. Property values have shown consistent growth over recent years, supported by limited housing supply and strong demand from families. While transport connectivity relies heavily on private vehicles due to the absence of direct rail links, residents benefit from quality infrastructure including NBN connectivity and proximity to major arterial roads. The lifestyle appeal centers around outdoor activities, equestrian pursuits, and family recreation, with the Dural Country Club providing social and sporting facilities.

Strengths

  • Premium semi-rural lifestyle with large land parcels and horse properties
  • Excellent educational facilities including top-rated public and private schools
  • Strong family-oriented community with above-average household incomes
  • Consistent property value growth with limited housing supply

Opportunities

  • Future Metro West potentially improving regional connectivity
  • Continued demand from families seeking lifestyle properties
  • Potential for sustainable development respecting rural character
  • Growing Hills District employment reducing commute dependency

Considerations

  • Limited public transport options requiring car dependency
  • Higher property prices limiting affordability for first-time buyers
  • Distance from Sydney CBD increasing commute times
  • Zoning restrictions limiting development and housing diversity

Property Market

Median House

$1.85M

+8.5% 1yr

Median Unit

$750K

+6.2% 1yr

Rent (House)

$950/wk

Rent (Unit)

$580/wk

Days on Market

45

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+35.0%
Unit+6.2%+18.5%+28.0%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Dural at median house price

Standard transfer
$84,140
First Home Buyer
$84,140
Foreign buyer surcharge
$148,000

+8% surcharge

Annual rent income
$49,400

$950/wk

Interest (80% LVR @ 6.5%)
-$96,200
Other expenses (~2.5%)
-$46,250
Net rental position
-$93,050

Negatively geared

Tax benefit (39% MTR)
+$36,290

Reduces taxable income

After-tax holding cost
$56,761/yr

~$1,092/week

Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.59M
Capital gain
$651,331
After discount
$325,665
CGT payable
$127,009

10-Year Hold

Est. value
$3.64M
Capital gain
$1.70M
After discount
$847,920
CGT payable
$330,689

Investor Quick Summary

Entry cost (stamp duty)

$84,140

After-tax yield

1.71%

Weekly holding cost

$1092/wk

10yr CGT (est.)

$330,689

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

6,800

Median Age

42

Median Income

$125K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 92%Units: 5%Townhouses: 3%Total: 2,650

Lifestyle & Community

Walkability35/100
Public Transport4/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

12

Parks

8

Hospitals

1

Distance to CBD

36.0 km

Nearest Station: Hornsby Station

Semi-rural lifestyle featuring horse riding, outdoor recreation, family activities, country club membership, and community events in a peaceful, low-density environment.

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Data sourced from multiple sources. Last updated 26 March 2026.

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