Ding Real EstateIntegrated Property Financial Advisory
All Suburbs

Dundas Valley

NSW 2117LGA: City of Parramatta

Investment Score

78

/100

AI Intelligence Summary

Dundas Valley presents an attractive proposition for families and investors seeking a premium lifestyle in Sydney's established northwest. Located 28km from the CBD, this well-appointed suburb of approximately 2,850 residents combines leafy streetscapes with excellent connectivity and amenities. The area's strong median household income of $125,000 reflects its appeal to professionals and established families who value quality education, safety, and community atmosphere. With a median house price of $1,850,000 and units at $950,000, Dundas Valley positions itself in the upper-middle market segment, offering substantial homes on generous blocks alongside modern apartment options. The suburb's investment fundamentals are compelling, with an investment score of 78/100 and impressive growth potential of 82/100, suggesting continued capital appreciation prospects. The low vacancy rate of 1.8% indicates strong rental demand, though the 3.2% rental yield reflects the capital growth focus typical of established Sydney suburbs. The area's walkability score of 65/100 demonstrates reasonable local amenity access, while the excellent school rating of 8/10 and safety score of 8/10 make it particularly attractive to families prioritizing education and security. Dundas Valley benefits from its proximity to major employment hubs, quality shopping precincts, and recreational facilities, while maintaining a peaceful, residential character. The suburb's tree-lined streets, parks, and community facilities create an enviable lifestyle that balances suburban tranquility with urban convenience. For investors, the combination of strong demographics, limited supply, and ongoing infrastructure improvements in the northwest corridor positions Dundas Valley as a solid long-term prospect, particularly for those targeting the family rental market or seeking steady capital growth in an established location.

Strengths

  • Exceptional growth potential of 82/100 indicating strong future capital appreciation prospects
  • Very low vacancy rate of 1.8% demonstrating consistent rental demand and market stability
  • High safety rating of 8/10 providing peace of mind for families and residents
  • Excellent school rating of 8/10 with access to quality educational facilities

Opportunities

  • Strong growth potential of 82/100 suggests significant capital appreciation runway for early investors
  • Low vacancy rates create opportunity for stable, long-term rental income with quality tenants
  • Growing northwest corridor infrastructure improvements enhancing connectivity and property values
  • Increasing demand from families seeking quality schools and safe environments in established suburbs

Considerations

  • Premium median house price of $1,850,000 may limit entry opportunities for first-home buyers
  • Modest rental yield of 3.2% suggests focus on capital growth rather than immediate income returns
  • Distance of 28km from CBD may not suit those requiring daily city commutes
  • Moderate walkability score of 65/100 indicates some car dependency for certain amenities

Property Market

Median House

$1.85M

+5.2% 1yr

Median Unit

$950K

+4.1% 1yr

Median Townhouse

$1.35M

Rent (House)

$1,150/wk

Rent (Unit)

$650/wk

Days on Market

42

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+42.8%
Unit+4.1%+15.2%+35.6%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Dundas Valley at median house price

Stamp Duty Estimate
Standard transfer
$84,140
First Home Buyer
$84,140
Foreign buyer surcharge
$148,000

+8% surcharge

Negative Gearing Position
Annual rent income
$59,800

$1150/wk

Interest (80% LVR @ 6.5%)
-$96,200
Other expenses (~2.5%)
-$46,250
Net rental position
-$82,650

Negatively geared

Tax benefit (39% MTR)
+$32,234

Reduces taxable income

After-tax holding cost
$50,417/yr

~$970/week

Land Tax Exposure
Est. land value
$1.11M

~60% of median price

Individual threshold
$1,075,000

Annual: $660

Trust/company threshold
$25,000 (trust)

Annual: $17,460

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 8.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.79M
Capital gain
$846,075
After discount
$423,037
CGT payable
$164,985

10-Year Hold

Est. value
$4.21M
Capital gain
$2.26M
After discount
$1.13M
CGT payable
$441,210

Investor Quick Summary

Entry cost (stamp duty)

$84,140

After-tax yield

1.95%

Weekly holding cost

$970/wk

10yr CGT (est.)

$441,210

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

2,850

Median Age

41

Median Income

$125K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 75%Units: 15%Townhouses: 10%Total: 1,150

Lifestyle & Community

Walkability65/100
Public Transport7/10
Schools Rating8/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

12

Parks

8

Hospitals

2

Distance to CBD

28.0 km

Nearest Station: Carlingford Station

Suburban family lifestyle with access to quality schools, parks, recreational facilities, and convenient shopping precincts

Interested in Dundas Valley?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Request Your Free Buyer Brief

See What ASPIRE Has Found For You

Get a personalised preview of what our AI intelligence has identified for your situation — in seconds.

No spam. Your data is used only to personalise your brief.

Data sourced from multiple sources. Last updated 20 April 2026.

Browse all suburbsContact DING