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Dundas

NSW 2117LGA: City of Parramatta

Investment Score

76

/100

AI Intelligence Summary

Dundas, NSW 2117, offers a unique blend of lifestyle and investment opportunities. With a median house price of $1,150,000 and a median unit price of $680,000, the suburb is positioned as an upper-middle-class area with a strong demand for housing. The population of 4200 residents enjoys a relatively high median income of $78,000, contributing to a stable and affluent community. The suburb's walkability score of 65.0/100 and schools rating of 7.0/10 indicate a moderate level of amenity and educational facilities. The safety rating of 7.0/10 is average, while the distance to the CBD of 22.0km may deter some commuters. However, the investment score of 76.0/100 and growth potential of 78.0/100 suggest a strong outlook for property investors, with rental yields of 3.8% for houses and a low vacancy rate of 1.8%. Overall, Dundas presents an attractive opportunity for families, professionals, and investors seeking a balanced lifestyle and long-term growth.

Strengths

  • High median income of $78,000 contributing to a stable and affluent community
  • Strong demand for housing with a low vacancy rate of 1.8%
  • Attractive investment outlook with an investment score of 76.0/100 and growth potential of 78.0/100
  • Moderate walkability score of 65.0/100 with access to local amenities

Opportunities

  • Growing demand for housing and rentals driven by a strong and stable local economy
  • Potential for renovation and development of existing properties to increase yields and values
  • Opportunities for investors to capitalize on the suburb's growth potential and increasing popularity

Considerations

  • Distance to CBD of 22.0km may deter some commuters
  • Average safety rating of 7.0/10 may be a concern for some residents
  • High median house price of $1,150,000 may be a barrier to entry for some buyers

Property Market

Median House

$1.15M

+8.5% 1yr

Median Unit

$680K

+7.2% 1yr

Median Townhouse

$950K

Rent (House)

$850/wk

Rent (Unit)

$580/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+7.2%+18.5%+38.0%

Rental Yields

House Yield

3.8%

Unit Yield

4.5%

Townhouse Yield

4.0%

Investment Scorecard

Overall Investment Score76/100
Growth Potential78/100
Cashflow Score72/100
Risk Score (lower = safer)68/100
Affordability Index68/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Dundas at median house price

Stamp Duty Estimate
Standard transfer
$46,280
First Home Buyer
$46,280
Foreign buyer surcharge
$92,000

+8% surcharge

Negative Gearing Position
Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$59,800
Other expenses (~2.5%)
-$28,750
Net rental position
-$44,350

Negatively geared

Tax benefit (39% MTR)
+$17,297

Reduces taxable income

After-tax holding cost
$27,054/yr

~$520/week

Land Tax Exposure
Est. land value
$690,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $10,740

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.77M
Capital gain
$567,388
After discount
$283,694
CGT payable
$110,641

10-Year Hold

Est. value
$2.72M
Capital gain
$1.52M
After discount
$760,219
CGT payable
$296,485

Investor Quick Summary

Entry cost (stamp duty)

$46,280

After-tax yield

2.32%

Weekly holding cost

$520/wk

10yr CGT (est.)

$296,485

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

4,200

Median Age

37

Median Income

$78K

per annum

Family Households

68.0%

Professionals

45.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

52.0%

Dwelling Mix

Houses: 65%Units: 30%Townhouses: 5%Total: 1,680

Lifestyle & Community

Walkability65/100
Public Transport8/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

15

Parks

4

Hospitals

1

Distance to CBD

22.0 km

Nearest Station: Dundas Railway Station

Family-oriented lifestyle with good access to parks, schools, and community facilities, plus easy commuting to major employment centres and entertainment precincts.

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Data sourced from multiple sources. Last updated 22 April 2026.

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