All Suburbs

Double Bay

NSW 2028LGA: Woollahra Council

Investment Score

78

/100

AI Intelligence Summary

Double Bay is one of Sydney's most prestigious harbourside suburbs, located just 4km east of the CBD in the affluent Eastern Suburbs. Known as a luxury shopping and dining destination, it features high-end boutiques along Bay Street and Cross Street, premium waterfront dining, and exclusive residential properties. The suburb attracts wealthy professionals, empty nesters, and high-net-worth individuals seeking a sophisticated lifestyle with harbour views and proximity to the city. Property values are among Sydney's highest, dominated by luxury apartments and penthouses with limited housing stock. The area boasts excellent amenities including Redleaf Beach, harbour foreshore parks, and proximity to prestigious schools. While lacking direct rail access, it's well-serviced by buses and close to Edgecliff station. The community is characterized by its cosmopolitan atmosphere, strong Jewish heritage, and active cultural scene. Double Bay represents the epitome of Sydney's luxury lifestyle market.

Strengths

  • Premium harbourside location with stunning water views and beach access
  • Exclusive shopping and dining precinct with high-end boutiques and restaurants
  • Proximity to Sydney CBD (4km) with excellent bus connectivity
  • Prestigious address attracting wealthy residents and maintaining property values

Opportunities

  • Ongoing streetscape improvements enhancing area appeal
  • Growing demand from downsizers seeking luxury apartment living
  • Potential for premium short-term rental income from luxury properties
  • Infrastructure upgrades improving transport connectivity

Considerations

  • Extremely high property prices limiting affordability and buyer pool
  • No direct rail connection requiring reliance on bus transport
  • Limited parking availability creating congestion issues
  • High cost of living including dining, shopping and services

Property Market

Median House

$8.50M

+8.5% 1yr

Median Unit

$2.80M

+6.8% 1yr

Median Townhouse

$5.20M

Rent (House)

$3,600/wk

Rent (Unit)

$1,650/wk

Days on Market

35

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+28.0%+45.0%
Unit+6.8%+22.5%+38.0%

Rental Yields

House Yield

2.2%

Unit Yield

3.1%

Townhouse Yield

2.5%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score58/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Double Bay at median house price

Standard transfer
$522,850
First Home Buyer
$522,850
Foreign buyer surcharge
$680,000

+8% surcharge

Annual rent income
$187,200

$3600/wk

Interest (80% LVR @ 6.5%)
-$442,000
Other expenses (~2.5%)
-$212,500
Net rental position
-$467,300

Negatively geared

Tax benefit (39% MTR)
+$182,247

Reduces taxable income

After-tax holding cost
$285,053/yr

~$5,482/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$13.08M
Capital gain
$4.01M
After discount
$2.01M
CGT payable
$782,526

10-Year Hold

Est. value
$20.12M
Capital gain
$11.06M
After discount
$5.53M
CGT payable
$2.16M

Investor Quick Summary

Entry cost (stamp duty)

$522,850

After-tax yield

1.34%

Weekly holding cost

$5482/wk

10yr CGT (est.)

$2.16M

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,200

Median Age

48

Median Income

$185K

per annum

Family Households

38.0%

Professionals

68.0%

University Educated

75.0%

Unemployment

2.8%

Born Overseas

45.0%

Dwelling Mix

Houses: 25%Units: 70%Townhouses: 5%Total: 1,850

Lifestyle & Community

Walkability85/100
Public Transport7/10
Schools Rating8/10
Safety9/10
Family Friendly7/10
Cafes & Restaurants

45

Parks

8

Hospitals

2

Distance to CBD

4.2 km

Nearest Station: Edgecliff Station

Premium shopping along Bay Street, fine dining restaurants, harbourside walking paths, exclusive beach access at Redleaf Beach, and proximity to cultural attractions and the CBD.

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Data sourced from multiple sources. Last updated 25 March 2026.

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