All Suburbs

Denstone

NSW 2114LGA: City of Ryde

Investment Score

78

/100

AI Intelligence Summary

Denstone, NSW 2114 is a small, quiet residential suburb in the Hornsby Shire, characterized by low-density housing on substantial blocks with a strong bush setting feel. Located approximately 30km from Sydney CBD, this exclusive pocket offers a peaceful lifestyle while maintaining reasonable access to urban amenities. The suburb primarily consists of detached houses attracting affluent families seeking privacy and space, with limited commercial development preserving its residential character. Property values reflect the premium location and larger land sizes, with median house prices around $1.8-2.0 million. The area benefits from proximity to quality schools, West Pennant Hills shopping precinct, and recreational facilities, though residents are largely car-dependent. Demographics show an established community of middle to high-income families, with strong owner-occupier rates and low population turnover. The suburb's appeal lies in its combination of natural bushland setting, substantial properties, and convenient access to the M2 Motorway for commuting. Limited development opportunities and established character suggest steady capital growth potential, making it attractive for both owner-occupiers and investors seeking stable, long-term returns in a prestigious location.

Strengths

  • Premium location with substantial land sizes and established character
  • Low-density development preserving privacy and natural bushland setting
  • Strong access to M2 Motorway for convenient CBD commuting
  • Proximity to quality schools and West Pennant Hills amenities

Opportunities

  • Potential for property subdivision given larger block sizes
  • Growing demand for lifestyle properties post-COVID
  • Infrastructure improvements in broader Hornsby region
  • Increasing appeal of low-density living among affluent buyers

Considerations

  • Car-dependent location with limited public transport options
  • Higher property prices limiting affordability for first-home buyers
  • Limited local commercial amenities requiring travel for services
  • Potential for bushfire risk due to natural setting

Property Market

Median House

$1.95M

+5.2% 1yr

Median Unit

$850K

+3.8% 1yr

Rent (House)

$1,050/wk

Rent (Unit)

$680/wk

Days on Market

38

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+35.8%
Unit+3.8%+15.2%+28.5%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Denstone at median house price

Standard transfer
$89,640
First Home Buyer
$89,640
Foreign buyer surcharge
$156,000

+8% surcharge

Annual rent income
$54,600

$1050/wk

Interest (80% LVR @ 6.5%)
-$101,400
Other expenses (~2.5%)
-$48,750
Net rental position
-$95,550

Negatively geared

Tax benefit (39% MTR)
+$37,265

Reduces taxable income

After-tax holding cost
$58,286/yr

~$1,121/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.76M
Capital gain
$706,096
After discount
$353,048
CGT payable
$137,689

10-Year Hold

Est. value
$3.89M
Capital gain
$1.84M
After discount
$922,151
CGT payable
$359,639

Investor Quick Summary

Entry cost (stamp duty)

$89,640

After-tax yield

1.71%

Weekly holding cost

$1121/wk

10yr CGT (est.)

$359,639

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

320

Median Age

42

Median Income

$125K

per annum

Family Households

78.0%

Professionals

65.0%

University Educated

58.0%

Unemployment

3.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 92%Units: 5%Townhouses: 3%Total: 125

Lifestyle & Community

Walkability45/100
Public Transport4/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

5

Hospitals

2

Distance to CBD

30.0 km

Nearest Station: Pennant Hills Station

Quiet suburban lifestyle with access to natural bushland, recreational facilities, and proximity to West Pennant Hills amenities while maintaining privacy and space.

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Data sourced from multiple sources. Last updated 27 March 2026.

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