All Suburbs

Dee Why

NSW 2099LGA: Northern Beaches Council

Investment Score

72

/100

AI Intelligence Summary

Dee Why is a vibrant beachside suburb located on Sydney's Northern Beaches, approximately 18km northeast of the CBD. Known for its expansive beach, lagoon, and relaxed coastal lifestyle, Dee Why has evolved from a traditional beach town into a sought-after residential hub. The suburb offers excellent transport links via the B-Line bus service to the city, modern shopping facilities at Dee Why Grand, and a diverse dining scene along The Strand. With a median house price of $2.5 million, Dee Why represents premium Northern Beaches living while maintaining accessibility compared to nearby Manly or Avalon. The area attracts young professionals, families, and sea-changers seeking the quintessential beach lifestyle without sacrificing urban conveniences. Recent urban renewal projects and infrastructure improvements have enhanced the suburb's appeal, positioning it as a key growth area within the Northern Beaches region.

Strengths

  • Prime beachfront location with 1.2km of pristine coastline and Dee Why Lagoon
  • Excellent transport connectivity via B-Line express bus services to Sydney CBD
  • Strong retail and dining precinct along The Strand with ongoing revitalization
  • Diverse housing stock from modern apartments to family homes

Opportunities

  • Ongoing urban renewal and infrastructure development driving capital growth
  • Strong demand for quality rental properties near beach and transport
  • Potential for apartment developments as zoning allows medium-density housing
  • Growing food and beverage scene attracting hospitality investment

Considerations

  • High median house prices limiting affordability for first-time buyers
  • Low rental yield of 2.8% impacting investment returns
  • Traffic congestion during peak periods and summer holidays
  • Limited nightlife and entertainment options compared to inner-city suburbs

Property Market

Median House

$2.50M

+7.8% 1yr

Median Unit

$920K

+6.0% 1yr

Rent (House)

$1,345/wk

Rent (Unit)

$710/wk

Days on Market

25

Vacancy Rate

1.6%

Auction Clearance

73.5%

Price Growth

Type1 Year3 Year5 Year
House+7.8%+33.5%
Unit+6.0%+24.8%

Rental Yields

House Yield

2.8%

Unit Yield

4.0%

Investment Scorecard

Overall Investment Score72/100
Growth Potential78/100
Cashflow Score58/100
Risk Score (lower = safer)68/100
Affordability Index45/100

Tax & Financial Intelligence

CPA-grade analysis for Dee Why at median house price

Standard transfer
$119,890
First Home Buyer
$119,890
Foreign buyer surcharge
$200,000

+8% surcharge

Annual rent income
$69,940

$1345/wk

Interest (80% LVR @ 6.5%)
-$130,000
Other expenses (~2.5%)
-$62,500
Net rental position
-$122,560

Negatively geared

Tax benefit (39% MTR)
+$47,798

Reduces taxable income

After-tax holding cost
$74,762/yr

~$1,438/week

Based on 6.7% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.46M
Capital gain
$825,109
After discount
$412,555
CGT payable
$160,896

10-Year Hold

Est. value
$4.78M
Capital gain
$2.15M
After discount
$1.07M
CGT payable
$419,119

Investor Quick Summary

Entry cost (stamp duty)

$119,890

After-tax yield

1.71%

Weekly holding cost

$1438/wk

10yr CGT (est.)

$419,119

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

21,500

Median Age

35

Median Income

$82K

per annum

Lifestyle & Community

Walkability84/100
Public Transport78/10
Schools Rating82/10

Beach activities, surfing, coastal walks, outdoor dining, weekend markets, and water sports dominate the lifestyle offering

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Data sourced from multiple sources. Last updated 24 March 2026.

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