Ding Real EstateIntegrated Property Financial Advisory
All Suburbs

Davidson

NSW 2085LGA: Northern Beaches

Investment Score

76

/100

AI Intelligence Summary

Davidson, NSW 2085 is a highly sought-after suburb on the Upper North Shore of Sydney, offering a unique blend of lifestyle, market position, and investment outlook. With a median house price of $2,150,000 and a median unit price of $1,280,000, Davidson is considered a premium suburb with a strong demand for housing. The suburb boasts a high median income of $125,000, a schools rating of 8/10, and a safety rating of 9/10, making it an attractive option for families and professionals. Although the walkability score is relatively low at 45/100, the suburb's proximity to the CBD, approximately 20km away, provides easy access to employment opportunities, entertainment, and amenities. From an investment perspective, Davidson has a strong investment score of 76/100, with a growth potential of 74/100, and a rental yield of 2.8% for houses. The vacancy rate is also relatively low at 1.8%, indicating a high demand for rental properties. Overall, Davidson presents a compelling opportunity for investors and homebuyers alike, offering a unique combination of lifestyle, affordability, and investment potential.

Strengths

  • High demand for housing with a strong median house price
  • Excellent schools and safety ratings, making it ideal for families
  • Proximity to the CBD and easy access to employment opportunities
  • Strong investment score and growth potential

Opportunities

  • Potential for long-term capital growth, driven by strong demand and limited supply
  • Opportunities for renovation and development, to increase property value
  • Growing demand for rental properties, driven by the suburb's amenities and lifestyle

Considerations

  • High entry price point for buyers, with a median house price of $2,150,000
  • Relatively low walkability score, requiring a car for transportation
  • Limited affordability for first-home buyers and low-income households

Property Market

Median House

$2.15M

+4.2% 1yr

Median Unit

$1.28M

+3.8% 1yr

Median Townhouse

$1.65M

Rent (House)

$1,150/wk

Rent (Unit)

$850/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+18.5%+35.8%
Unit+3.8%+16.2%+32.4%

Rental Yields

House Yield

2.8%

Unit Yield

3.4%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score76/100
Growth Potential74/100
Cashflow Score58/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Davidson at median house price

Stamp Duty Estimate
Standard transfer
$100,640
First Home Buyer
$100,640
Foreign buyer surcharge
$172,000

+8% surcharge

Negative Gearing Position
Annual rent income
$59,800

$1150/wk

Interest (80% LVR @ 6.5%)
-$111,800
Other expenses (~2.5%)
-$53,750
Net rental position
-$105,750

Negatively geared

Tax benefit (39% MTR)
+$41,243

Reduces taxable income

After-tax holding cost
$64,508/yr

~$1,241/week

Land Tax Exposure
Est. land value
$1.29M

~60% of median price

Individual threshold
$1,075,000

Annual: $3,540

Trust/company threshold
$25,000 (trust)

Annual: $20,340

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.04M
Capital gain
$776,709
After discount
$388,355
CGT payable
$151,458

10-Year Hold

Est. value
$4.29M
Capital gain
$2.03M
After discount
$1.02M
CGT payable
$396,173

Investor Quick Summary

Entry cost (stamp duty)

$100,640

After-tax yield

1.71%

Weekly holding cost

$1241/wk

10yr CGT (est.)

$396,173

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

3,200

Median Age

42

Median Income

$125K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 78%Units: 15%Townhouses: 7%Total: 1,280

Lifestyle & Community

Walkability45/100
Public Transport5/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

12

Hospitals

1

Distance to CBD

20.0 km

Nearest Station: Chatswood Station

Outdoor-focused lifestyle with access to national park bushwalking, local sporting facilities, and family-oriented community events, balanced with proximity to urban amenities in nearby centers.

Interested in Davidson?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Request Your Free Buyer Brief

See What ASPIRE Has Found For You

Get a personalised preview of what our AI intelligence has identified for your situation — in seconds.

No spam. Your data is used only to personalise your brief.

Data sourced from multiple sources. Last updated 24 April 2026.

Browse all suburbsContact DING