Curl Curl
Investment Score
78
/100
AI Intelligence Summary
Curl Curl is a premium beachside suburb located 18km northeast of Sydney CBD on the Northern Beaches. This predominantly residential area offers direct access to the popular Curl Curl Beach and Lagoon, attracting families, professionals, and retirees seeking a coastal lifestyle. The suburb features a mix of older fibro beach cottages and modern renovated homes, with property values commanding a premium due to the beachside location. The community has a strong surf culture with active surf life saving clubs and local community groups. Residents enjoy excellent recreational amenities including beach access, lagoon swimming, cycling tracks, and proximity to Dee Why and Brookvale shopping centers. The area is well-serviced by bus routes connecting to Manly and Sydney CBD, though parking can be challenging during peak beach periods. With higher than average household incomes and limited development opportunities, Curl Curl maintains its established residential character while showing market resilience despite broader economic pressures.
Strengths
- •Direct beachfront access to popular Curl Curl Beach and protected lagoon
- •Strong community atmosphere with active surf clubs and local groups
- •Premium location with limited supply maintaining property values
- •Excellent recreational facilities and coastal lifestyle amenities
Opportunities
- •Ongoing Northern Beaches infrastructure improvements
- •Expansion of cycling infrastructure and connectivity
- •Potential for property renovations and modernization
- •Growing demand for coastal lifestyle properties
Considerations
- •Limited parking during peak beach periods
- •Higher property prices due to premium beachside location
- •No direct rail connection - reliant on bus transport
- •Limited new development opportunities
Property Market
$1.65M
+8.5% 1yr
$1.05M
+6.8% 1yr
$1.35M
$950/wk
$850/wk
28
1.8%
78.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +22.0% | +45.0% |
| Unit | +6.8% | +18.5% | +38.0% |
Rental Yields
House Yield
3.0%
Unit Yield
4.2%
Townhouse Yield
3.5%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Curl Curl at median house price
+8% surcharge
$950/wk
Negatively geared
Reduces taxable income
~$911/week
Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$73,140
After-tax yield
1.83%
Weekly holding cost
$911/wk
10yr CGT (est.)
$424,078
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
3,200
42
$95K
per annum
68.0%
52.0%
48.0%
3.2%
35.0%
Dwelling Mix
Lifestyle & Community
15
8
2
18.0 km
Nearest Station: Manly
Relaxed coastal lifestyle with excellent beach access, water sports, cycling tracks, and proximity to quality shopping and dining options in nearby Dee Why and Brookvale.
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Data sourced from multiple sources. Last updated 26 March 2026.