Cremorne Point
Investment Score
82
/100
AI Intelligence Summary
Cremorne Point is an exclusive harbourside enclave on Sydney's Lower North Shore, representing one of the city's most prestigious residential addresses. This small, affluent suburb of 1,850 residents is characterized by its premium waterfront location, harbour views, and proximity to the CBD just 4.5km away. The community consists predominantly of high-income professionals and established families, with a median household income of $145,000 and 68% holding university qualifications. The property market is dominated by apartments and units (72% of dwellings), with median unit prices of $1.85 million and houses reaching $4.2 million. The suburb offers exceptional lifestyle amenities including Cremorne Point Reserve, ferry access to Circular Quay, and walking distance to Neutral Bay's shopping and dining precincts. With low crime rates, excellent schools nearby, and strong community cohesion, Cremorne Point attracts discerning residents seeking a premium harbour lifestyle with urban convenience. The limited housing stock and heritage constraints create supply scarcity, supporting sustained property value growth and making it a blue-chip investment location.
Strengths
- •Premium harbourside location with spectacular Sydney Harbour views
- •Exceptional connectivity via ferry services to CBD and public transport links
- •Exclusive, low-density residential character with strong community appeal
- •Proximity to high-quality amenities in Neutral Bay and North Sydney
Opportunities
- •Continued gentrification and premium positioning in Sydney's market
- •Infrastructure improvements enhancing transport connectivity to CBD
- •Growing demand for lifestyle properties post-COVID driving harbour premium
- •Potential for heritage property renovations and value-adding improvements
Considerations
- •Extremely high property prices limiting affordability for many buyers
- •Limited local retail and commercial facilities within suburb boundaries
- •Parking constraints due to narrow heritage streets and high-density housing
- •Potential vulnerability to interest rate changes affecting premium market
Property Market
$4.20M
+8.5% 1yr
$1.85M
+6.8% 1yr
$2.80M
$2,200/wk
$1,250/wk
35
1.2%
78.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +22.0% | +45.0% |
| Unit | +6.8% | +18.5% | +38.0% |
Rental Yields
House Yield
2.8%
Unit Yield
3.5%
Townhouse Yield
3.2%
Investment Scorecard
Demand/Supply Ratio: 2.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Cremorne Point at median house price
+8% surcharge
$2200/wk
Negatively geared
Reduces taxable income
~$2,452/week
Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$221,850
After-tax yield
1.71%
Weekly holding cost
$2452/wk
10yr CGT (est.)
$1.07M
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
1,850
42
$145K
per annum
45.0%
58.0%
68.0%
3.2%
38.0%
Dwelling Mix
Lifestyle & Community
8
4
2
4.5 km
Nearest Station: North Sydney Station
Premium harbourside living with access to waterfront recreation, ferry commuting, and proximity to North Shore amenities including quality dining and shopping.
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Data sourced from multiple sources. Last updated 26 March 2026.