Cremorne
Investment Score
78
/100
AI Intelligence Summary
Cremorne is an exclusive harbourside suburb on Sydney's prestigious Lower North Shore, renowned for its premium location and stunning harbour views. The suburb is characterized by high-density apartment living, with over 70% of housing stock comprising units and apartments, reflecting the geographic constraints of this sought-after peninsula location. The demographic profile is dominated by affluent young professionals and established families who are drawn to the suburb's proximity to both Sydney CBD and North Sydney, excellent public transport connectivity, and prestigious North Shore lifestyle. Property values remain consistently high due to limited supply and strong demand, with the market showing remarkable resilience even during broader economic uncertainties. Cremorne Point Reserve provides residents with world-class recreational amenities and iconic harbour views, while the nearby Neutral Bay precinct offers comprehensive shopping and dining options. The suburb's strategic location, combined with excellent infrastructure and transport links, positions it as one of Sydney's most desirable residential addresses, attracting both owner-occupiers seeking lifestyle and investors pursuing capital growth in a tightly held market.
Strengths
- •Premium harbourside location with stunning water views
- •Excellent public transport connectivity to CBD and North Sydney
- •High-quality apartment stock with modern amenities
- •Strong rental demand from young professionals
Opportunities
- •Continued infrastructure improvements enhancing connectivity
- •Potential for apartment renovations and value-adding
- •Growing demand for harbourside lifestyle properties
- •Development of cycling infrastructure improving accessibility
Considerations
- •Limited parking availability increasing living costs
- •High property prices creating affordability barriers
- •Density constraints limiting housing choice
- •Traffic congestion during peak hours
Property Market
$2.85M
+8.2% 1yr
$1.25M
+6.8% 1yr
$2.10M
$1,550/wk
$780/wk
32
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.2% | +18.5% | +32.1% |
| Unit | +6.8% | +15.2% | +28.4% |
Rental Yields
House Yield
2.8%
Unit Yield
3.2%
Townhouse Yield
3.0%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Cremorne at median house price
+8% surcharge
$1550/wk
Negatively geared
Reduces taxable income
~$1,629/week
Based on 6.4% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$139,140
After-tax yield
1.71%
Weekly holding cost
$1629/wk
10yr CGT (est.)
$449,748
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
4,200
36
$95K
per annum
58.0%
52.0%
68.0%
3.2%
42.0%
Dwelling Mix
Lifestyle & Community
25
4
1
6.0 km
Nearest Station: North Sydney Station
Premium harbourside living with excellent recreational amenities, harbour walks, proximity to quality dining and shopping, and strong community connections.
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Data sourced from multiple sources. Last updated 26 March 2026.