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Cranebrook

NSW 2749LGA: Penrith City

Investment Score

72

/100

AI Intelligence Summary

Cranebrook is a well-established family-oriented suburb in Western Sydney's Penrith LGA, approximately 55km from Sydney CBD. The area offers affordable housing options with larger land sizes compared to inner Sydney, making it particularly attractive to first home buyers and growing families. The suburb benefits from proximity to the Nepean River, providing excellent recreational opportunities, while maintaining strong community infrastructure including parks, reserves, and sporting facilities. Cranebrook's strategic location along the Great Western Highway provides reasonable access to Penrith CBD and broader Sydney, with ongoing Western Sydney infrastructure developments enhancing future connectivity. The local property market has shown steady moderate growth, supported by the area's family-friendly character and relative affordability. The community is multicultural and diverse, with a median age in the mid-30s reflecting its appeal to young families. Recent infrastructure investments related to Western Sydney Airport and broader regional development plans position Cranebrook well for continued growth and improved amenity access.

Strengths

  • Affordable housing market with larger land sizes
  • Strong family-friendly community with excellent recreational facilities
  • Proximity to Nepean River offering water-based recreation
  • Strategic location with access to major transport corridors

Opportunities

  • Western Sydney Airport infrastructure development
  • Continued population growth in Western Sydney
  • Infrastructure improvements enhancing connectivity
  • Potential for commercial development along transport corridors

Considerations

  • Limited public transport options compared to inner Sydney
  • Distance from Sydney CBD affecting commute times
  • Dependence on private vehicle transport
  • Competition from other Western Sydney growth areas

Property Market

Median House

$720K

+4.2% 1yr

Median Unit

$485K

+3.8% 1yr

Median Townhouse

$620K

Rent (House)

$580/wk

Rent (Unit)

$475/wk

Days on Market

35

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+18.5%+32.8%
Unit+3.8%+16.2%+28.5%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.5%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score68/100
Risk Score (lower = safer)68/100
Affordability Index72/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Cranebrook at median house price

Standard transfer
$26,930
First Home Buyer
Exempt

Save $26,930

Foreign buyer surcharge
$57,600

+8% surcharge

Annual rent income
$30,160

$580/wk

Interest (80% LVR @ 6.5%)
-$37,440
Other expenses (~2.5%)
-$18,000
Net rental position
-$25,280

Negatively geared

Tax benefit (39% MTR)
+$9,859

Reduces taxable income

After-tax holding cost
$15,421/yr

~$297/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$989,244
Capital gain
$238,714
After discount
$119,357
CGT payable
$46,549

10-Year Hold

Est. value
$1.36M
Capital gain
$608,643
After discount
$304,321
CGT payable
$118,685

Investor Quick Summary

Entry cost (stamp duty)

$26,930

After-tax yield

2.56%

Weekly holding cost

$297/wk

10yr CGT (est.)

$118,685

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

34

Median Income

$78K

per annum

Family Households

58.0%

Professionals

32.0%

University Educated

28.0%

Unemployment

6.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 68%Units: 22%Townhouses: 10%Total: 3,200

Lifestyle & Community

Walkability55/100
Public Transport5/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

8

Hospitals

1

Distance to CBD

55.0 km

Nearest Station: Penrith Station

Outdoor recreation focused with river access, family-friendly parks, local sporting clubs, and community events. Quiet suburban lifestyle with good access to regional amenities.

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Data sourced from multiple sources. Last updated 26 March 2026.

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