Cornwallis
Investment Score
72
/100
AI Intelligence Summary
Cornwallis (2756), NSW, presents a compelling profile for those seeking a tranquil, semi-rural lifestyle with significant investment upside, albeit with some practical considerations. Its exceptionally high safety rating and strong median income, coupled with a median house price of $1,450,000, indicate a community that values security and quality of life. The low population density of 180 residents fosters a strong sense of community and provides a peaceful escape from urban hustle. From a market perspective, Cornwallis stands out with an impressive Investment Score of 72.0/100 and a Growth Potential of 75.0/100. This suggests a robust forecast for property value appreciation, making it an attractive proposition for long-term investors. The incredibly low vacancy rate of 1.2% further underscores the strong demand for housing in the area, providing stability for landlords despite a modest rental yield of 2.8%. However, the suburb's remoteness is a key factor. A considerable distance of 65.0km to the CBD and a low walkability score of 25.0/100 mean residents are highly car-dependent for amenities and commuting. While schools are rated adequately at 6.0/10, the limited local infrastructure is a trade-off for the rural charm. Cornwallis is ideally suited for buyers and investors prioritising space, safety, and long-term capital growth over immediate accessibility and urban conveniences. It’s a niche market appealing to those who appreciate a slower pace of life and are looking to secure a substantial asset in a community poised for future appreciation.
Strengths
- •Exceptional Safety Rating (9.0/10)
- •Strong Investment and Growth Potential Scores
- •High Median Household Income
- •Extremely Low Vacancy Rate (1.2%)
Opportunities
- •Strong Capital Growth Potential for Long-Term Investors
- •Appeal to Buyers Seeking Rural Lifestyle and Space
- •Potential for Infrastructure Development to Improve Liveability
- •Demand for Rental Properties Due to Low Vacancy
Considerations
- •Significant Distance to CBD (65.0km)
- •Very Low Walkability Score (Car-Dependent)
- •Limited Local Amenities and Services
- •Absence of Unit Market Data
Property Market
$1.45M
+8.5% 1yr
$780/wk
65
1.2%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +28.2% | +45.8% |
Rental Yields
House Yield
2.8%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Cornwallis at median house price
+8% surcharge
$780/wk
Negatively geared
Reduces taxable income
~$834/week
Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$62,140
After-tax yield
1.71%
Weekly holding cost
$834/wk
10yr CGT (est.)
$382,982
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).
Demographics
180
47
$95K
per annum
78.0%
68.0%
58.0%
3.2%
28.0%
Dwelling Mix
Lifestyle & Community
1
65.0 km
Nearest Station: Richmond Station
Rural residential living with horse riding, farming activities, and strong community connections
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Data sourced from multiple sources. Last updated 16 April 2026.