Coogee
Investment Score
78
/100
AI Intelligence Summary
Coogee, a picturesque coastal suburb in New South Wales, offers a unique blend of lifestyle, market position, and investment outlook. With a median house price of $2,850,000 and a median unit price of $1,125,000, Coogee is an attractive option for buyers and investors seeking a prestigious and highly sought-after location. The suburb's population of 4,850 residents enjoys a high median income of $89,500, contributing to its affluent and desirable reputation. Coogee's exceptional walkability score of 88.0/100, coupled with its proximity to the CBD (8.0 km), makes it an ideal choice for those seeking a balanced lifestyle. While the schools rating is a moderate 6.0/10, the suburb's safety rating of 8.0/10 and investment score of 78.0/100 provide reassurance for investors. The growth potential of 82.0/100 and rental yield of 2.8% for houses suggest a promising outlook for investors, despite a relatively low vacancy rate of 1.8%. Overall, Coogee presents a compelling proposition for buyers and investors seeking a premium lifestyle and strong investment prospects.
Strengths
- •Highly desirable and prestigious location
- •Exceptional walkability and proximity to the CBD
- •Strong investment score and growth potential
- •High median income and affluent resident demographic
Opportunities
- •Potential for long-term capital growth driven by the suburb's desirability and limited supply
- •Opportunities for renovation and redevelopment of existing properties to increase value
- •Growing demand for premium rental properties in the area, driven by its lifestyle and location
Considerations
- •High median house and unit prices may deter budget-conscious buyers
- •Moderate schools rating may impact appeal for families
- •Limited availability of properties due to low vacancy rate
Property Market
$2.85M
+8.2% 1yr
$1.13M
+6.8% 1yr
$1.95M
$1,550/wk
$895/wk
32
1.8%
78.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.2% | +22.5% | +38.7% |
| Unit | +6.8% | +18.3% | +32.1% |
Rental Yields
House Yield
2.8%
Unit Yield
4.2%
Townhouse Yield
3.3%
Investment Scorecard
Demand/Supply Ratio: 2.10
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Coogee at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
$1550/wk
Negatively geared
Reduces taxable income
~$1,629/week
Land Tax Exposure
~60% of median price
Annual: $10,260
Annual: $27,060
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 7.7% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$139,140
After-tax yield
1.71%
Weekly holding cost
$1629/wk
10yr CGT (est.)
$585,588
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).
Demographics
4,850
32
$90K
per annum
42.0%
52.0%
48.0%
3.2%
38.0%
Dwelling Mix
Lifestyle & Community
35
8
1
8.0 km
Nearest Station: Bondi Junction
Beach-focused lifestyle with excellent cafes, restaurants, coastal walks, swimming, and water sports. Strong social scene centered around Coogee Bay Road with markets, events, and community activities.
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Data sourced from multiple sources. Last updated 19 April 2026.